Senior Credit Analyst & Review Officer

East West Banking Corporation; Quezon City; On-site; PHP 420,000 - 780,000; Full time

Job summary

East West Banking Corporation is seeking a Credit Analyst and Review Officer (CARE) for its Corporate Banking team in Metro Manila or Luzon. The role entails assessing creditworthiness, performing financial and risk analyses, and supporting lending decisions through COMs.

On-site position with opportunities to collaborate across marketing and credit teams. Requires a Bachelor's degree and at least 2 years in corporate lending; strong analytical and communication skills are essential.

Qualifications

• Bachelor's degree in Business, Management, Marketing, Commerce, Economics, Finance, Accounting, Banking or related field.
• Minimum 2 years of experience as Account Officer or Credit Officer in commercial or corporate lending.
• Strong knowledge of credit evaluation, banking products, financial analysis, risk management, and industry research.
• Excellent analytical and problem-solving skills with keen business acumen.
• Strong written and verbal communication skills.
• Collaborative team player with solid stakeholder management skills.
• Organized, detail-oriented, and able to work effectively under pressure.

Responsibilities

• Conduct comprehensive financial and credit analysis of prospective and existing clients.
• Prepare and present Credit Offering Memos (COMs) to support sound credit decisions.
• Evaluate risks and recommend appropriate credit structures and terms.
• Monitor borrower performance and identify early warning indicators.
• Recommend actions on restructuring, renewals, or collections when necessary.
• Collaborate with marketing teams to ensure accurate and timely credit processing.

Skills

Credit evaluation

Financial analysis

Risk management

Industry research

Analytical skills

Problem solving

Written communication

Verbal communication

Stakeholder management

Teamwork

Education

Bachelor's degree in Business, Management, Marketing, Commerce, Economics, Finance, Accounting, Banking or related field

Job description

East West Banking Corporation is seeking a Credit Analyst and Review Officer (CARE) for its Corporate Banking team in Metro Manila or Luzon. The role entails assessing creditworthiness, performing financial and risk analyses, and supporting lending decisions through COMs.

On-site position with opportunities to collaborate across marketing and credit teams. Requires a Bachelor's degree and at least 2 years in corporate lending; strong analytical and communication skills are essential.