Credit Analyst & Lending Strategist - Cebu (On-site)

EastWest Bank; Cebu City; On-site; PHP 420,000 - 640,000; Full time

Job summary

EastWest Banking Corporation in Cebu seeks a Credit Analyst and Review Officer (CARE) to assess creditworthiness, conduct financial and risk analyses, and support lending decisions by preparing Credit Offering Memos (COMs).

You will collaborate with marketing teams to evaluate transactions, recommend suitable credit structures, and ensure accurate, timely processing of credit approvals. This on-site role is ideal for experienced professionals ready to contribute to a major banking group.

Qualifications

• Bachelor's degree in Business, Management, Marketing, Commerce, Economics, Finance, Accounting, or Banking.
• At least 2 years of experience as an Account Officer or Credit Officer in commercial or corporate lending within a similar-sized or larger bank.
• Strong knowledge of credit evaluation, banking products, financial analysis, risk management, and industry research.
• Excellent analytical and problem-solving skills with keen business acumen.
• Strong written and verbal communication skills.
• Collaborative team player with solid stakeholder management skills.
• Organized, detail-oriented, and able to work effectively under pressure.

Responsibilities

• Conduct comprehensive financial and credit analysis of prospective and existing clients.
• Prepare and present Credit Offering Memos (COMs) to support sound credit decisions.
• Evaluate risks and recommend appropriate credit structures and terms.
• Monitor borrower performance and identify early warning indicators.
• Recommend actions on restructuring, renewals, or collections when necessary.
• Collaborate with marketing teams to ensure accurate and timely credit processing.

Skills

Credit analysis

Financial analysis

Risk management

Communication

Teamwork

Education

Bachelor's degree

Job description

EastWest Banking Corporation in Cebu seeks a Credit Analyst and Review Officer (CARE) to assess creditworthiness, conduct financial and risk analyses, and support lending decisions by preparing Credit Offering Memos (COMs).

You will collaborate with marketing teams to evaluate transactions, recommend suitable credit structures, and ensure accurate, timely processing of credit approvals. This on-site role is ideal for experienced professionals ready to contribute to a major banking group.