Senior Business Analyst (Banking & Lending)

Xurpas Inc; Mandaluyong; On-site; PHP 900,000 - 1,500,000; Full time

Job summary

Xurpas Inc is seeking a seasoned Business Analyst with Banking and Lending expertise to collaborate with business, product, and technology stakeholders. You will identify requirements, map processes, and drive effective solutions within an Agile environment.

You will translate complex needs into actionable specifications and coordinate with cross-functional teams to ensure successful delivery and robust UAT support.

Qualifications

• 7–10+ years of BA experience, ideally in Banking and Lending.
• Strong knowledge of banking products, workflows, and industry practices.
• Proven ability to gather, document, and manage requirements.
• Experience partnering with business and tech teams in Agile environments.
• Excellent verbal and written communication, facilitation and stakeholder management.
• Analytical thinker with ability to translate business needs into specifications.

Responsibilities

• Identify objectives, challenges, and requirements with stakeholders.
• Gather, validate, and maintain business, functional, and non-functional requirements.
• Translate needs into structured specifications for development.
• Map current vs future processes to find gaps and improvements.
• Lead requirements workshops and solution discussions with cross-functional teams.
• Collaborate with Product Owners, developers, and QA throughout delivery.
• Support UAT and clarify issues during implementation.
• Participate in Agile ceremonies and refine the backlog.

Skills

Senior Business Analyst

Banking domain

Requirements engineering

Agile/Scrum delivery

Stakeholder engagement

Process modeling

Communication skills

Tools

Jira

Confluence

Visio

Job description

Position Overview

We are looking for a seasoned Business Analyst with solid expertise in the Banking and Lending domain to collaborate with business, product, and technology stakeholders in identifying business requirements, evaluating existing processes, and facilitating the implementation of effective business solutions.

The successful candidate should possess excellent communication and analytical skills, coupled with a practical and results-driven approach. They must be capable of translating complex business requirements into well-defined business and functional specifications. Experience working within an Agile/Scrum environment and coordinating with cross-functional teams is essential.

Key Responsibilities

• Work collaboratively with business and technology stakeholders to identify business objectives, operational challenges, and requirements.

• Gather, assess, validate, and maintain business, functional, and non-functional requirements.

• Convert business needs into structured and actionable specifications for product development and technology implementation.

• Review and map existing (current-state) and proposed (future-state) business processes to identify gaps and improvement opportunities.

• Lead and facilitate requirements workshops, stakeholder consultations, working sessions, and solution discussions.

• Coordinate with Product Owners, business representatives, developers, QA testers, and other technical teams throughout the solution delivery process.

• Assist in evaluating, organizing, and refining requirements based on business priorities within an Agile/Scrum framework.

• Actively participate in Agile activities, such as sprint planning, backlog refinement, daily stand-ups, sprint reviews, and retrospectives.

• Assess potential gaps, project dependencies, implementation risks, and business impacts of proposed solutions.

• Maintain the accuracy, completeness, consistency, and traceability of requirements while ensuring alignment with business goals.

• Provide support during User Acceptance Testing (UAT), including the preparation of test scenarios, clarification of reported issues, and assessment of implemented solutions.

• Recommend and support initiatives aimed at improving business processes and overall delivery efficiency.

Required Qualifications & Experience

• At least 7–10+ years of professional experience as a Business Analyst, preferably with substantial exposure to the Banking and Lending industry.

• In-depth knowledge of banking and lending products, operational workflows, processes, and industry practices.

• Strong background in business analysis, requirements engineering, and business process modeling.

• Proven capability to identify, gather, evaluate, document, and manage business and functional requirements.

• Extensive experience collaborating with business stakeholders and technical teams in defining and implementing business solutions.

• Excellent verbal and written communication, presentation, facilitation, and stakeholder engagement skills.

• Strong analytical and organizational abilities, with the capacity to interpret and communicate complex business information effectively.

• A practical, proactive, and solution-focused mindset, with a strong emphasis on achieving business outcomes.

• Solid working experience in Agile/Scrum delivery environments, including active involvement in Agile ceremonies.

• Ability to work closely with business users, Product Owners, developers, technology specialists, QA/testing teams, and other relevant stakeholders.

Preferred Qualifications

• Background in lending technologies and platforms, including loan origination, loan servicing, credit operations, or other banking-related systems.

• Exposure to digital banking projects, lending modernization, business transformation, or operational process enhancement initiatives.

• Proficiency in developing process flows, business process diagrams, user stories, acceptance criteria, and functional documentation.

• Working knowledge of business analysis and project collaboration tools such as Jira, Confluence, Visio, or similar applications.

• Previous involvement in User Acceptance Testing (UAT) and end-to-end business solution implementation.