Senior Australian Mortgage Credit Analyst - Remote

Company; Philippines; A distancia; PHP 118.000 - 144.000; Jornada completa

Descripción de la vacante

Company, a Western Australia based independent mortgage brokerage, seeks a Senior Credit Analyst (Australian Mortgage) to own end-to-end credit analysis and submission for diverse borrower types. You will evaluate scenarios, verify documentation, and advise on lender fit, while collaborating with onshore brokers.

The role requires strong analytical thinking, policy knowledge, and exceptional English communication. It offers a fully remote setup and AU business hours alignment.

Formación

• Minimum 3–5 years of Australian mortgage broking experience.
• Deep understanding of Australian lending policies and guidelines.
• Experience assessing complex borrower types: self-employed, company, trust, SMSF.
• Strong analytical thinking with policy risk mitigation.
• Excellent written English and attention to detail.

Responsabilidades

• Evaluate complex residential lending scenarios across PAYG, self-employed, company, trust and SMSF.
• Review tax returns, financial statements, BAS, payslips and supporting documentation.
• Analyze serviceability, liabilities, living expenses and credit histories.
• Research lender policies and liaise with BDMs to match suitable lenders.
• Prepare clear credit recommendations and submission strategies.
• Ensure pre-submission QA and submission-ready files.

Conocimientos

Australian mortgage experience

Lending policy expertise

Complex borrower assessment

Analytical thinking

Communication & organization

Herramientas

Connective platform

Mercury CRM

Quickli

Lender portals

Descripción del empleo

Company, a Western Australia based independent mortgage brokerage, seeks a Senior Credit Analyst (Australian Mortgage) to own end-to-end credit analysis and submission for diverse borrower types. You will evaluate scenarios, verify documentation, and advise on lender fit, while collaborating with onshore brokers.

The role requires strong analytical thinking, policy knowledge, and exceptional English communication. It offers a fully remote setup and AU business hours alignment.