Risk and Compliance Analyst

ProSource; Makati; Hybrid; PHP 600,000 - 1,000,000; Full time

Benefits offered by this job

HMO coverage from Day 1

Hybrid work setup

Full-time role with perks

Job summary

ProSource in the Philippines is seeking a Risk and Compliance Analyst to analyze transactions, identify financial crime, and support a strong compliance culture. You will perform CDD/AML screening, risk assessments, and document findings while collaborating with internal teams and external partners.

The role offers a hybrid work setup and a full-time schedule, with a Monday–Friday workweek and regular opportunities to contribute to process improvements within a dynamic remote team.

Qualifications

• Experience performing KYC/CDD in financial services or fintech.
• Familiarity with AML/CTF concepts including sanctions and PEP.
• Strong written and verbal English communication.

Responsibilities

• Perform end-to-end CDD including initial and ongoing reviews.
• Assess client risk per AML/CTF and regulatory standards.
• Screen for sanctions, PEPs, and adverse media; document results.
• Prepare risk assessment summaries for review by Risk & Compliance Manager.
• Support process improvements and audit readiness.

Skills

Attention to detail

Documentation

Process adherence

Organizational skills

Written communication

English proficiency

Tools

CRM systems

Screening tools

Onboarding platforms

Job description

At ProSource, we build and manage highly technical distributed teams for some of the most innovative companies in the world. We believe in humanizing the outsourcing industry by finding, attracting, and retaining top talent. Our dynamic workspaces promote creativity, collaboration, and well-being. We leverage smart technologies to ensure our clients and employees thrive in a collaborative, high-performing environment.

Role Overview:

As a Risk and Compliance Analyst, you will be responsible for analyzing millions of transactions every month to identify, investigate and stop financial crime. You’ll work closely with internal teams and external partners to respond to financial crime risk indicators, drive improvements, and contribute to a strong compliance culture across the business.

Key Responsibilities:

• Perform end-to-end Customer Due Diligence activities, including Initial CDD, Ongoing CDD, and preparation of Enhanced CDD packages for higher-risk clients, in accordance with established procedures and regulatory requirements.
• Conduct risk-based assessments of new and existing clients in line with the Client Risk
• Framework, covering: ML/TF risk, fraud and scam exposure, chargeback, reversal and dispute risk, and risk of default or settlement loss relevant to Monoova's services.
• Collect, validate, and assess AML/KYC information, ensuring customer profiles are complete, accurate, and auditable.
• Conduct sanctions, PEP, and adverse media screening; document results and escal ...?
• Perform credit risk checks and compile supporting documentation as part of the holistic client risk assessment.
• Execute periodic reviews and trigger-based refreshes, gathering and validating updated information on ownership changes, adverse media, new products or use cases, and material activity changes.
• Prepare clear, well-documented risk assessment summaries and recommendations for the Risk & Compliance Manager's review and decision.
• Identify and escal ...
• Support the Risk & Compliance Manager with research, analysis, and documentation for high-risk cases, complex structures, and Client Approval Committee presentations.

Documentation & Process Adherence

• Maintain clear, complete documentation and rationale for all due diligence activities and findings to support audit and regulatory review.
• Follow documented CDD processes, procedures, and workflows accurately and consistently.
• Identify potential process gaps or improvement opportunities and raise these with the Risk & Compliance Manager.

Broader Contribution

• As part of a small Risk & Compliance team within a rapidly growing business, you may be required to support other areas of our Financial Crime Program from time to time as directed by the Risk & Compliance Manager.

What we need from you

• Strong attention to detail and commitment to accuracy in documentation and data handling.
• Ability to follow established processes and procedures consistently while applying sound judgement to identify issues requiring escalation.
• Good organisational skills with the ability to manage a steady volume of assessments and competing deadlines.
• Clear written communication skills, particularly in preparing risk assessment summaries and documenting findings.
• Willingness to learn and develop expertise in Australian AML/CTF requirements and Monoova's products and services.
• Ability to work effectively in a remote team environment, communicating proactively with the Risk & Compliance Manager and broader team."

Qualifications:

• Experience performing KYC/CDD activities in a financial services, fintech, or payments environment.
• Familiarity with AML/CTF concepts, including customer identification, beneficial ownership, PEP and sanctions screening, and risk-based approaches.
• Experience with client risk assessment processes, including credit risk, fraud risk, or similar operational risk factors, is highly regarded.
• Comfortable working with onboarding platforms, screening tools, and CRM systems.
• Experience in an Australian-regulated financial services environment is advantageous but not essential.
• Strong English language proficiency (written and verbal)."

Schedule:

• Monday to Friday, 7am to 4pm PHT

What's in it for you?

• HMO coverage from Day 1 + 2 free dependents upon regularization
• Enjoy a hybrid work setup with all the tools you need (3x a week in the office)
• Full-time role with excellent perks and benefits