Compliance Analyst

Marcura; Taguig; On-site; PHP 600,000 - 900,000; Full time

Benefits offered by this job

Competitive salary and bonus

Inclusive onboarding experience

Marcura Wellness Zone

Global opportunities

Diverse, supportive work culture

Job summary

Marcura is seeking a Compliance Analyst to join its Compliance team in Manila, Philippines. The candidate will conduct first line financial crime checks across the Group’s units, onboard and review customers and counterparties, screen payments and vessels, and handle fraud investigations in line with policy.

Key activities include onboarding KYC/KYB, ongoing screening, responding to banking partner requests, and reporting suspicious activity to the MLRO.

Qualifications

• Degree in finance, law, business or related field preferred.
• ICA, ACAMS or equivalent financial crime qualification preferred.
• 3–5 years in a financial crime role including KYC/KYB, sanctions screening, transaction monitoring or fraud desirable.

Responsibilities

• Complete KYC and KYB checks on customers and counterparties at onboarding and periodic review.
• Screen customers, counterparties, payments, vessels and cargo against sanctions and adverse lists; document reasons for true positives/false positives.
• Review transaction monitoring alerts and record outcomes with clear justification.
• Investigate card and transfer fraud per processes; support refunds and chargebacks where applicable.
• Respond to information requests from banking partners accurately and by deadlines.

Skills

Attention to detail

Written communication

Judgement

Education

Degree in finance, law or business

ICA/ACAMS qualification

Job description

The Compliance Analyst sits in Marcura's Compliance team and carries out first line financial crime checks across the Group's regulated and unregulated business units. The Analyst onboards and reviews customers and counterparties, screens customers, counterparties, payments, vessels and cargo at onboarding and on an ongoing basis, works transaction monitoring alerts, investigates card and transfer fraud and answers information requests from our banking partners. Every decision is made in line with Marcura policy and procedure and is written up clearly on the case file. Where the Analyst knows or suspects money laundering, terrorist financing, sanctions evasion or fraud, they report it to the MLRO.

Key Responsibilities

• Complete KYC and KYB checks on customers and counterparties at onboarding and at periodic review. This covers identity, beneficial ownership, source of funds and nature of business, with enhanced due diligence for higher risk relationships and PEPs.
• Screen customers, counterparties, payments, vessels and cargo against sanctions, PEP and adverse media lists, both at onboarding and through ongoing screening. Clear false positives with a written reason, and hold any payment linked to a possible match, a sanctioned port, controlled or dual-use goods, or an unexplained change in vessel ownership, flag or tracking until it is resolved.
• Review transaction monitoring alerts within agreed timeframes, comparing activity with what we know about the customer and recording the outcome and reasoning for each alert.
• Investigate reported card and transfer fraud, including account takeover and authorised push payment (APP) scams, in line with investigation processes. Complete fraud reports, apply refund sign-off limits and support chargebacks and recovery of funds.
• Respond to requests for information from our banking partners accurately and by the deadline given, checking each response against the customer file and flagging any request that raises a wider concern.
• Report any knowledge or suspicion of money laundering, terrorist financing, sanctions breaches to the MLRO straight away through an internal suspicious activity report, without tipping off the customer or anyone else.
• Maintain accurate records of all checks, screening decisions, alert outcomes and investigations in the case management system, kept for at least five years after the customer relationship ends.
• Support the team by spotting new fraud and financial crime patterns, recurring false positives and gaps in our checks, and raising them with management.

• Degree in finance, law, business or a related subject preferred. Relevant experience in a regulated financial services firm will also be considered.
• ICA, ACAMS or an equivalent financial crime qualification preferred.
• 3 to 5 years in a financial crime role covering KYC/KYB, sanctions screening, transaction monitoring or fraud is desirable. Experience in a firm regulated in the UK, Portugal or elsewhere in Europe is also desirable but not required.
• Payments, e-money, banking or fintech preferred. Maritime, shipping or cross-border payments experience is a plus.
• Good attention to detail, sound judgement, clear written communication, an enquiring mind, discretion and the ability to manage a workload against deadlines.

• Competitive Salary and Bonus: We reward your expertise and contributions.
• Inclusive Onboarding Experience: Our onboarding program is designed to set you up for success right from day one.
• Marcura Wellness Zone: We value your work-life balance and well-being.
• Global Opportunities: Be part of an ambitious, expanding company with a local touch.
• Diverse, Supportive Work Culture: We’re committed to inclusion, diversity, and a sense of belonging for all team members.