Financial Crime Manager - CDD (2nd LoD)

DutchTech; España; On-site; PHP 4,898,530 - 6,298,110; Full time

Benefits offered by this job

Work & Swim Program

Stock Options Program

Flexibility for remote work

Job summary

DutchTech is looking for a Financial Crime Manager with expertise in KYC/CDD to enhance our CDD methodology and contribute to our financial crime risk management efforts. This role involves collaboration with cross-functional teams, project management, and leading a direct report.

The ideal candidate will have 7–10 years of experience in regulated environments, strong analytical skills, and a self-starter attitude. This is an opportunity to work in a dynamic, supportive environment while making impactful contributions to our mission.

Located in the picturesque Mediterranean, we offer a hybrid working model with various unique perks for our employees.

Qualifications

• 7–10 years of experience in a regulated financial institution.
• Solid background in Financial Crime with expertise in CDD.
• Demonstrated project management experience.

Responsibilities

• Take ownership of CDD methodology framework.
• Monitor account closures and enhance CDD controls.
• Work with Machine Learning engineers to improve Customer Risk Assessment.

Skills

Experience in regulated financial institutions

Understanding of CDD processes

Project management

Analytical skills

Leadership

Business English proficiency

Job description

About Finom

At Finom, we're not just a tech company; we're pioneers in setting new standards on how finances can and should be managed in this modern world – as easily as using your smartphone. We're on a mission to empower small businesses, the cornerstone of the European economy, with cutting‑edge technology.

In just the past year, we've experienced exponential growth, quadrupling our presence and expanding into new countries. Our footprint now spans across the European Union, with operations in Germany, Spain, France, Italy, the Netherlands, Belgium, and Poland.

If you're passionate about tech, finance, and making a real impact, we invite you to explore the exciting opportunities waiting for you at Finom. Join us in simplifying business management processes and allowing entrepreneurs to focus exclusively on what matters most – their core business. Be a part of our journey as we shape the future of finance and business in Europe.

About the Role

We are seeking a highly motivated and experienced Financial Crime Manager specialising in KYC/CDD to join our 2nd Line of Defence Financial Crime Risk Management team and take ownership of the methodology behind Finom’s CDD Risk Engine. You have seen how CDD is done across multiple banks and financial institutions and you are ready to critically assess the industry and help Finom transition the way we do CDD into the age of AI.

• Take ownership of the framework for continuous improvement of CDD methodology: onboarding & regular review. This means taking a critical look at the current requirements for CDD, identifying and implementing improvements to improve key business metrics such as conversion rate and time to account, account closure rate, while maintaining the CDD quality assurance scores in line with internal policy.
• Monitor account closures for integrity reasons and create controls in CDD to address the gaps in CDD methodology.
• Work closely with the Machine Learning engineers on monitoring and continuous improvement of the accuracy of Customer Risk Assessment models.
• Research new vendors and methods of conducting CDD and verification of customer identity (i.e. the use of AI for CDD, exploring new developments in the AML regulatory space).
• Work closely with the Product Managers on the implementation of improvements to the CDD process: draft requirements, review product specifications for new CDD related features.
• Draft guidance documents and provide regular training to 1LOD CDD team in relation to various risk elements of CDD (e.g. drafting instructions on how to assess adverse media, risks of specific industries, PEP acceptance etc.).
• Participation in Enterprise Wide Risk Assessment cycle by providing input on CDD related risks.
• Initiate and take responsibility for ad hoc project work within the department.
• Performing other duties as reasonably required for the operational efficiency of Finom (pro‑actively deemed necessary by the employee) or/and as communicated by the manager.
• Leadership: people management of one direct report, with potential expansion plans.

What You Will Need

• 7–10 years of experience within a regulated financial institution, ideally in fintech or a similarly fast‑paced environment.
• Solid 2nd Line of Defense background in Financial Crime - with hands‑on expertise in CDD processes.
• Proven project manager: you’ve owned and driven initiatives end‑to‑end, ideally streamlining onboarding or due diligence workflows.
• Comfort working with data: you have an eye for metrics to monitor performance.
• A self‑starter mindset: you take initiative, work well independently, and thrive in environments where structure is still being built.
• Sharp eye for detail paired with strong analytical and critical thinking skills.
• Previous leadership experience preferred.
• Business proficiency in English, additional European languages are beneficial.

What You Will Get In Return

Combining Work and Socialising Discover the perfect fusion of work and social engagement with our hybrid working approach. Join us in our elegant offices situated along the picturesque Mediterranean Coast in Paphos, Cyprus, and in the heart of Europe, including Amsterdam, the Netherlands, Poland, and Spain. Enjoy the flexibility of traveling and working fully remotely from time to time.

Work & Swim Program Immerse yourself in our exclusive Work & Swim Program. Spend one month in a comfortable corporate apartment in enchanting Cyprus. It's the ideal opportunity to strike the perfect work‑life balance while enjoying the breathtaking Mediterranean views.

Embrace Entrepreneurship and Focus on Our Collective PRIZE Unlock your inner entrepreneur and align your aspirations with ours through our Stock Options Program. This exciting opportunity is available to every member of our company, from junior team members to our founders. Together, we work tirelessly toward a shared PRIZE.

Experience Continuous Growth Our company is on an upward trajectory, and so are you. We provide you with the resources and opportunities for continuous personal and professional growth.

The Opportunity to Make a Genuine Impact Join us in shaping the future. We cherish innovative ideas and boldly experiment with new technologies, tools, and methodologies. We actively encourage your participation in making a substantial impact.

Receive Unwavering Support and Care At our company, you’re never alone. We're dedicated to your well‑being and success, offering constant support and care throughout your journey with us.

Equal Opportunity Statement

At Finom, we're an equal‑opportunity employer and value diversity at our company. We embrace diversity and invite applications from all walks of life. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status.