Remote Underwriting Analyst - Credit Analysis & Modeling

World Business Lenders, LLC; Philippines; Remote; PHP 2,881,000 - 4,481,000; Full time

Benefits offered by this job

Paid Time Off (PTO)

Salary in USD

Remote work from home

Job summary

World Business Lenders, LLC is seeking an underwriting/credit analysis professional to join its fully remote team. You will review financial statements, tax returns, and cash flows, prepare underwriting materials, and ensure adherence to internal guidelines with near-zero errors.

This role requires strong English, both written and spoken, with experience in lending or banking and at least two years in underwriting.

Qualifications

• Bachelor's degree or equivalent experience.
• At least 2 years of underwriting, credit analysis, lending, or banking experience.
• Experience with financial analysis or structured credit is a plus.

Responsibilities

• Get credit analysis ready to support well-informed credit recommendations.
• Review bank statements, financial statements, tax returns, and cash flow statements for thorough analyses.
• Structure and underwrite complex credit applications balancing profitability with risk guidelines.
• Create financial models to analyze loan performance and portfolio health.
• Ensure loan applications are underwritten per underwriting guidelines, policies, and procedures.
• Prepare underwriting forms (Excel) and Loan Approval forms for review.

Skills

Strong analytical mindset

Attention to detail

Stress tolerance

Self-learner / ability to work autonom

English proficiency

Education

Bachelor's degree or equivalent experience

Tools

MS Excel

Job description

World Business Lenders, LLC is seeking an underwriting/credit analysis professional to join its fully remote team. You will review financial statements, tax returns, and cash flows, prepare underwriting materials, and ensure adherence to internal guidelines with near-zero errors.

This role requires strong English, both written and spoken, with experience in lending or banking and at least two years in underwriting.