RELATIONSHIP MANAGER

Metrobank; Bacolod; On-site; PHP 600,000 - 800,000; Full time

Job summary

Metrobank is seeking a Relationship Manager in Consumer Banking to oversee corporate tie-ups and manage account solicitation in Bacolod, Western Visayas. The role focuses on accreditation of developers, loan packaging, and market analysis to optimize the Metrohome loan portfolio. Key responsibilities include conducting client calls, project inspections, and compliance assessment. Ideal candidates will have a strong background in banking, excellent communication skills, and the ability to develop effective marketing strategies.

Qualifications

• Proven experience in relationship management within the banking sector.
• Strong communication and interpersonal skills.
• Ability to analyze market conditions and develop marketing strategies.

Responsibilities

• Accredit and establish lines of developers.
• Prepare call reports and loan packaging materials.
• Conduct client calls and project inspections.

Job description

Position Title

Relationship Manager - Consumer Banking

Job Summary

Accredits and establishes corporate and developer tie‑ups for Metro Manila branches. Handles account solicitation, line utilization, conducts site inspection, line renewals and account maintenance for developers. Ensures proper coordination both from internal and external clientele to attain the desired volume and quality of Metrohome loan portfolio for Consumer Lending Group.

Specific Duties & Responsibilities

• Accredits and/or establishes line of developers for end‑buyer tie‑up and CTS Facility
• Renews line and/or re‑accredits developer for end‑buyer tie‑up and CTS Facility
• Prepares call reports, interoffice letters, approval memoranda, offering tickets containing formal recommendation or presentation of the package to the Credit Committee or proper approving authority. Gathers all necessary materials and information to be used for the approval. Handles the total and complete loan packaging of possible end‑buyer financing/accreditation based on the Bank’s existing policies and procedures.
• Conducts client calls to prospective and existing developers
• Conducts project inspection for accreditation
• Conducts roadshow presentation to developers, including brokers and/or agents
• Ensures compliance on the terms and conditions stated in the ERCA of the developers
• Solicits accounts / Metrohome applications from developers and attends various activities and/or open houses of developers
• Develops/formulates marketing strategies to ensure consistency in generation of home loan applications to meet the targets set by management
• Analyzes market situations, conducts studies and surveys to keep the bank updated on the latest market trends
• Provides updates on any new or revised policy and procedure or guidelines and disseminates the same to Account Officers, Account Coordinators and Relationship Assistants to ensure clarity of information furni​shed relative to implementation of these policies, which are geared towards more effective and quality generation of Metrohome Loan Portfolio
• Ensures achievement of the KRA and target of Account Officers, Account Coordinators and Relationship Assistants
• Performs other related functions that may be assigned from time to time