Relationship Manager - Cebu

Metrobank; Cebu City; On-site; PHP 600,000 - 1,200,000; Full time

Job summary

Metrobank is seeking a Relationship Manager (Officer) in Institutional Banking in Cebu City. The role focuses on growing the loan and deposit portfolio by end-to-end client relationship management, from business development and credit evaluation to deal structuring and portfolio management.

You will deliver tailored financial solutions across loans, treasury, trade, and transaction banking products while maintaining credit quality, risk management, and regulatory compliance.

Qualifications

• Degree in Business, Finance, Economics or related field.
• 3–5 years of experience in account management, preferably banking/financial services.
• Strong credit evaluation and financial analysis skills.
• Strategic thinking and negotiation ability.
• Excellent communication and listening skills.
• Collaborative and cross-functional team player.

Responsibilities

• Build and maintain strong client relationships through meetings, calls and check-ins.
• Monitor client accounts and address issues to ensure smooth service delivery.
• Identify and develop new business opportunities with prospective clients.
• Offer banking solutions across loans, deposits, trade and treasury products.
• Evaluate creditworthiness and prepare loan proposals with financial analysis.
• Coordinate with internal teams for approvals and timely processing.

Skills

Account management

Credit evaluation

Financial statement analysis

Negotiation

Communication (verbal/written)

Education

Bachelor’s degree in Business/Finance/Economics

Job description

Here at Metrobank, we don't simply hire employees - we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development. With Metrobank, a meaningful life is within your reach!

Position Title: Relationship Manager

Job Summary:

Drive the growth and profitability of the Bank's loan and deposit portfolio by managing end-to-end client relationships - from business development and credit evaluation to deal structuring and portfolio management. In this role, you will deliver tailored financial solutions, including loans, treasury, trade, and transaction banking products, while ensuring strong credit quality, risk management, and compliance. You will build and deepen long-term client partnerships, contributing to sustainable revenue growth and overall portfolio performance.

Key Responsibilities:

• Build and maintain strong client relationships through regular meetings, calls, and check-ins
• Monitor client accounts and proactively address potential issues to ensure smooth service delivery
• Identify and develop new business opportunities, including prospecting and engaging potential clients
• Understand client needs and offer appropriate banking solutions across loans, deposits, trade, and treasury products
• Evaluate client creditworthiness and prepare loan proposals with proper financial analysis and structuring
• Coordinate with internal teams to secure approvals and ensure timely processing of transactions
• Manage and monitor assigned portfolio, including performance tracking and early risk identificationEnsure compliance with bank policies and regulatory requirements while maintaining accurate and complete documentation

Role Exposure:

• Deepen your understanding of account management, business development, marketing and sales
• Meet clients from various industries and understand a bank’s role in the ins and outs of the client’s businesses
• Be mentored by industry experts and achieve a promising career

Qualifications:

• Graduate of a Bachelor's degree in Business, Finance, Economics, or any related course
• With at least 3-5 years of relevant experience in account management, preferably in the banking or financial services industry
• With strong background in credit evaluation and financial statement analysis
• Possesses strategic thinking and strong negotiation skills
• With excellent communication skills (verbal, written, and presentation) and strong active listening ability
• Able to work collaboratively with cross-functional teams to deliver business results

Other Details:

Rank: Officer

Unit: Institutional Banking