Regional Credit Risk & AR Manager

ADM; Cebu City; On-site; PHP 600,000 - 900,000; Full time

Job summary

ADM is seeking a Senior Credit Analyst in the Philippines to manage credit risk and collections across portfolios. You will assess financial statements, approve limits, and implement mitigation measures in collaboration with Commercial, Legal, Operations, Treasury and Finance.

The role requires a bachelor’s degree in accounting or finance and at least five years’ experience in credit analysis and collections, with strong English communication and cross-cultural collaboration.

Qualifications

• Bachelor’s degree in accounting, finance or related discipline.
• Min 5 years of credit analysis and collections management experience.
• Ability to communicate fluently in English and work in a multi-cultural environment.
• Independent, analytical, meticulous, and a strong team player.
• Willingness to travel and participate in after-office calls as needed.

Responsibilities

• Manage credit risk and collections for the Philippines and assigned portfolios.
• Recommend and approve credit limits, payment terms, and risk mitigations.
• Engage partners to evaluate exceptional credit approvals and review AR factoring.
• Collaborate with Commercial, Legal, Operations, Treasury and Finance to resolve issues.
• Support process improvements and monitor integration progress.
• Represent regional credit centre in corporate initiatives and system projects.
• Perform regular reviews on customers, markets and countries.

Skills

Credit analysis

Collections management

Financial statement analysis

English communication

Cross-cultural teamwork

Education

Bachelor's degree in accounting or finance

Job description

ADM is seeking a Senior Credit Analyst in the Philippines to manage credit risk and collections across portfolios. You will assess financial statements, approve limits, and implement mitigation measures in collaboration with Commercial, Legal, Operations, Treasury and Finance.

The role requires a bachelor’s degree in accounting or finance and at least five years’ experience in credit analysis and collections, with strong English communication and cross-cultural collaboration.