Project Officer (Social Enterprise Lending)

Foundation for a Sustainable Society Inc. (FSSI); Quezon City; On-site; PHP 480,000 - 720,000; Full time

Job summary

Foundation for a Sustainable Society Inc. (FSSI) is seeking a Project Officer (Social Enterprise Lending) to lead marketing efforts, appraisal work, and capacity-building services for social enterprises.

The role emphasizes 3BL targets, strong partner relations, and rigorous loan documentation and monitoring. The successful candidate will have a bachelor's degree and at least three years in a related field, with proven ability to implement lending strategies, conduct appraisals, and manage

Qualifications

• Bachelor’s degree in Economics, Business Management, Accounting, Financial Management, Marketing, Social Sciences, Environment, or Communication.
• At least three (3) years’ work experience in related field.
• Strong marketing, analytical and relationship-building capabilities.

Responsibilities

• Develop and implement marketing strategy for lending and capacity building services.
• Lead networking and marketing activities to engage prospective borrowers.
• Prepare project appraisal reports covering market, technical, financial, management, socio-economic, and environmental aspects.
• Assist partners in developing 3BL targets and address gaps from credit evaluation.
• Facilitate orientation on 3BL and capacity building with partner SEs.
• Establish and maintain open communication with partner SEs and conduct monthly check-ins.
• Ensure documentation of financing contracts and fund release processing.
• Maintain project monitoring file for each assigned SE and monitor targets and indicators.
• Address operational risks and monitor performance, proposing remedial actions as needed.
• Compile relevant documents and ensure access to staff; protect confidential information.

Skills

Marketing

Lead generation

Project appraisal

Financial analysis

Relationship management

Negotiation

Credit management

Remedial management

Business development

Facilitation

Linkaging

Networking

Monitoring and evaluation

Education

Bachelor's degree

Job description

Project Officer (Social Enterprise Lending)

JOB PURPOSE:

The Project Officer develops and implements strategies on the delivery of lending and capacity building services to social enterprises (SEs) with the purpose of addressing their needs and generating positive results on people, planet and profit bottom lines. This covers marketing of loan products, promotion of social entrepreneurship and 3BL approach, ensuring complete staff work on project appraisals, maintaining healthy relationship with partner SEs, monitoring performance of partner SEs with regards to specific projects supported, monitoring attainment of self-determined 3BL targets of partner SEs, and maintaining a healthy portfolio. The staff also ensures coordination with other staff with regards documentation of financing contracts, loan servicing, delivery of capacity building services, institutional monitoring and evaluation, knowledge management and communications.

The post holder may be required to undertake other duties from time to time which are broadly in line with the work scope of the Project Development and Monitoring Unit.

DUTIES AND RESPONSIBILITIES:

A. Marketing and Lead Generation

1. Develop and implement marketing strategy for the delivery of lending and capacity building services.

2. Lead or assist in networking, linkaging, and marketing activities. Identify, research and engage prospective borrowers.

3. Generate qualified leads and cultivate pipelines for lending and social enterprise partnerships; conduct outreach via calls, emails, meetings and presentations

4. Develop and maintain a database of leads, prospects, and partners; track interactions and follow up systematically

5. Build and nurture long-term relationships; provide updates and impact reports to sustain engagement6. Assist prospective borrowers in complying with loan application requirements.

B. Project Development

1. Receive and facilitate processing of applications for financial services.

2. Prepare complete project appraisal reports which should include analysis of the feasibility of the proposed projects in terms of market, technical, financial, management/organizational, socio-economic, and environmental aspects, as well as the analysis on how the projects align with FSSI’s mission and goals.

3. Assist partners in developing or identifying their self-determined 3BL targets.

4. Gather additional information to address gaps or concerns that may arise from credit evaluation and the reviews by management and approving bodies.

5. Provide project appraisal feedback to partners, summarizing the strengths and weaknesses of the application and recommendation, subject to review by the Unit Manager.

C. Capacity building service

1. Facilitate orientation on 3BL and adoption of 3BL planning by partner SEs.

2. Conduct or assist in facilitating capacity needs assessment of partner SEs.

3. Assist in planning and implementation of capacity building activities.

D. Relationship Management

1. Establish open communication lines and nurture good working relationships with partner SEs.

2. Conduct monthly check-ins via face-to-face meetings or phone or internet-based calls to update on the partner’s project activities.

3. Facilitate complete documentation of financing contracts and compliance with the terms and conditions by partner SEs.

4. Facilitate processing of fund release requests and compliance with the terms and conditions by partner SEs.

E. Portfolio management

1. Set-up and maintain the project monitoring file for each assigned SE. This covers monitoring of targets and indicators based on the objectives of the approved project, the self-determined 3BL targets, and quarterly monitoring of these targets.

2. Ensure submission of loan utilization reports by partner SEs as specified in the approved terms and conditions or not later than 3 months from fund release.

3. Prepare quarterly monitoring updates per partner SE.

4. Facilitate submission of 3BL data form by each partner SE.5. Monitor credit performance of assigned accounts.

F. Risk management

1. Address operational and compliance risks in coordination with partner SEs.

2. Monitor performance of assigned accounts, identify potential concerns, and, as needed, submit recommendations for remedial measure/s.

3. Lead or assist in implementing remedial measures on assigned accounts.

G. Document and information management

1. Compile or assist in compiling relevant project documents, photos, other references and information gathered from assigned accounts and ensure that these are made accessible to other FSSI staff as needed.

2. Ensure that confidential documents, information and personal data gathered from partners are used exclusively for the purpose of their participation in FSSI programs and access to the Foundation’s services.

H. Perform other related functions as may be assigned from time to time.

QUALIFICATIONS

Education: Bachelor’s degree preferably in Economics, Business Management, Accounting, Financial Management, Marketing, Social Sciences, Environment, or Communication

Experience: At least three (3) years’ work experience in related field

Competencies

Functional: Marketing and generation of leads, project appraisal, financial analysis, relationship management, negotiation or sales, credit management, remedial management, business development services, facilitation, linkaging and networking, financial services documentation and servicing, institutional knowledge management, monitoring and evaluation

Cross-functional: Communications, controlling and monitoring, records management, working with tools and technology, secretariatship, strategic planning, management, knowledge management

Core: Diversity and inclusion, institutional awareness, integrity, problem solving, resources management and sustainability, self-development, service orientation, social awareness, teamwork