Payment Lifecycle Analyst - Global Card Operations

JPMorgan Chase & Co.; Metro Manila; On-site; PHP 500,000 - 800,000; Full time

Job summary

JPMorgan Chase & Co. in Manila seeks a Payment Lifecycle Analyst to transform complex corporate card receivables into clear, actionable insights, strengthen controls, and support better decision-making through data-driven analysis.

You will reconcile corporate card receivables, identify risks, collaborate across teams, and drive process improvements. Projects range from planning to implementation with a focus on accuracy and timeliness.

Qualifications

• Strong analytical and problem-solving abilities; translate data to business solutions.
• High attention to detail and accuracy in all work.
• Excellent oral and written communication; explain complex concepts clearly.
• Proficiency in data analysis from multiple sources and systems.

Responsibilities

• Reconcile and analyze corporate charge card receivables to identify aging and monitor balances.
• Understand end-to-end reconciliation processes to identify risks and support improvements.
• Synthesize data from multiple sources to identify cross-functional implications and recommendations.
• Develop frameworks for analyzing complex processes, highlighting controls and optimization points.
• Prepare clear client documentation to present analytical findings for decision-making.
• Exercise independent judgement within policies to determine proper actions.
• Collaborate with teams to conduct root cause analyses and drive resolutions.
• Lead small to medium projects through planning, analysis, UAT, and implementation.
• Manage time and priorities to meet deadlines with high accuracy.

Skills

Analytical thinking

Attention to detail

Communication

MS Excel

Collaboration

Project management

Autonomous work

Education

Bachelor's degree in Finance/Accounting

Tools

MS Access

PowerPoint

Word

Job description

Make an impact by turning complex payment and receivables activity into clear, actionable insights. In this role, you will help strengthen controls, improve reconciliation outcomes, and support better decision-making through data-driven analysis. You’ll collaborate across teams to identify root causes, reduce operational risk, and drive process improvements. If you enjoy problem-solving, working with data, and improving how work gets done, this role is for you.

Job summary

As a Payment Lifecycle Analyst in Global Card Operations, you will reconcile corporate card receivables activity, identify risks and exceptions, and deliver analysis that supports stronger controls and better outcomes. You will partner with cross-functional stakeholders to investigate root causes, recommend improvements, and contribute to projects that enhance operational processes.

Job responsibilities

• Reconcile and analyze corporate charge cards receivable activity to identify, age and monitor outstanding balances.
• Understand end-to-end reconciliation processes to identify risks, assist with mitigation and support process improvements.
• Synthesize data from multiple sources to identify cross-functional implications, measure potential impact, and communicate recommendations.
• Develop clear frameworks for analyzing complex processes, highlighting control points and opportunities for optimization.
• Prepare accurate, concise, and informative client documentation to present analytical findings and support decision-making.
• Exercise independent judgement and critical decision-making to determine the proper course of action based on prior experience, within established policies and procedures, and in consultation with Subject Matter Experts when necessary.
• Collaborate with colleagues, management, and business partners to conduct root cause analyses and recommend resolutions.
• Must have the proven ability to participate in small to medium-sized projects from initiation through implementation including phases such as planning, analysis, UAT and implementation using structured project management disciplines.
• Possess strong time and priority management skills, with a results-driven mindset and the ability to meet challenging deadlines while maintaining high accuracy.

Required qualifications, capabilities and skills

• Strong analytical and problem-solving abilities, with the ability to translate data insights into business solutions.
• High attention to detail and accuracy in all aspects of work.
• Excellent oral and written communication skills, capable of explaining complex concepts to diverse audiences.
• Strong computer skills, including the ability to analyze and interpret data from various sources and systems.
• Proficiency in advanced MS Excel functions and experience with MS Access, Word, and PowerPoint.
• Ability to work collaboratively, foster teamwork, and maintain positive relationships.
• Demonstrated ability to manage multiple priorities and meet tight deadlines without compromising quality.
• A strong work ethic and the ability to drive change in a dynamic environment.
• Proven ability to work autonomously while adhering to established policies and procedures.

Preferred qualifications, capabilities and skills

• Bachelor’s degree in Finance, Business Administration, or a related discipline (or equivalent experience).
• Working knowledge of basic accounting and reconciliation concepts.
• Experience in receivables management, corporate card programs, or financial reconciliation process.
• Prior involvement in process improvement initiatives or system implementation projects.
• Experience usingAlteryxandiRecs(or similar reconciliation/workflow automation tools) to support data analysis, process optimization, and reconciliation activities.
• Developing experience using AI-powered analytics, workflow automation, or intelligent process tools to drive efficiency gains, reduce manual effort, or improve accuracy in operational processes.