Loan Officer

Grameen Pilipinas Microfinance, Inc.; Rizal; On-site; PHP 180,000 - 240,000; Full time

Job summary

A microfinance institution in the Philippines is looking for an experienced Account Officer to manage and train clients while implementing financial products. The ideal candidate has the ability to engage with microentrepreneurs and is committed to uplifting the lives of the entrepreneurial poor. Responsibilities include conducting market surveys, promoting services, and processing loan applications. A motorcycle and driver's license are required for this role.

Qualifications

• Ability to effectively engage with and support microentrepreneurs.
• Demonstrated commitment to improving the lives of the entrepreneurial poor.
• Possessing a motorcycle and valid driver's license.

Responsibilities

• Implement microfinance products according to GPMI standards.
• Conduct market studies for assigned area.
• Promote microfinance products and services.
• Conduct credit and background investigations.
• Facilitate center meetings for group development.
• Process loan applications according to policies.
• Collect repayments as scheduled.
• Collects amortization on the set repayment schedule.

Skills

Ability to deal with microentrepreneurs

Strong commitment to uplift lives

Tools

Motorcycle

Driver's license

Job description

This is a full-time and regular position.

The Account Officer is the main person responsible in organizing, recruiting, training and managing the members or clients of GPMI; and implementing the microfinance products and services in accordance with the procedures, policies and systems developed by GPMI.

General Description of Tasks (Officer):

• Implements the products and services according to the standard operating procedures of GPMI
• Comes up with simple, low-risk decisions to achieve the set targets
• Prepares simple and standardized reports

Specific Tasks:

• Implements the microfinance products and services in accordance with the procedures, policies and systems developed by GPMI
• Conducts area survey or market study of the area assigned to him/her by his/her MF Branch Supervisor
• Promotes Microfinance Products and Services or Conduct Marketing
• Conducts Credit and Background Investigation
• Develops the ability of the Group and Center Leaders (Center Leader, Treasurer and Secretary)
• Facilitates center meetings
• Processes application for loan and other products and services
• Collects amortization on set repayment schedule

Qualification:

• Has good ability to deal with microentrepreneurs
• Has strong commitment to uplift the lives of the entrepreneurial poor
• Own motorcycle and driver license