Loan Officer

Sustainable Community Microfinance Corp.; Rizal; On-site; PHP 201,000 - 312,000; Full time

Job summary

A microfinance organization in the Philippines is looking for a Loan Officer to assess loan applications, provide financial guidance, and conduct community outreach. The ideal candidate should have a diploma in finance or a related field. No prior experience is needed as training will be provided. Fieldwork flexibility is essential, and candidates must have their own motorcycle and valid driver's license.

Qualifications

• No prior experience required; training will be provided.
• Field work, long hours sometimes.
• Must have own motorcycle and valid driver's license.
• Assist clients in understanding loan products, assess financial needs, process loan applications, and maintain customer relationships.
• Has own motorcycle and valid driver's license.

Responsibilities

• Assess loan applications and evaluate creditworthiness.
• Provide financial guidance and support.
• Conduct field visits and community outreach.
• Monitor loan repayment and manage portfolios.
• Develop and maintain strong client relationships.
• Prepare reports and documentation for loan approvals.
• Willing to work in the field.

Skills

Strong attention to detail

Financial literacy

Excellent customer service

Leadership abilities

Assessment proficiency

Strong interpersonal skills

Strong communication skills

Time management

Education

Minimum of a Diploma degree in finance, business, or related field

Job description

Responsibilities

• Assess loan applications and evaluate creditworthiness of clients.
• Provide financial guidance and support to individuals and small businesses.
• Conduct field visits and community outreach to promote microfinance services.
• Monitor loan repayment and manage loan portfolios.
• Develop and maintain strong client relationships.
• Prepare reports and documentation for loan approvals.
• Willing to work in the field.

Qualifications

• Minimum of a Diploma degree in finance, business, or related field.
• Experience Level: No prior experience required; training will be provided.
• Skills and Competencies: Strong attention to detail, financial literacy, excellent customer service, leadership abilities, assessment proficiency, and strong interpersonal and communication skills.
• Responsibilities and Duties: Assist clients in understanding loan products, assess financial needs, process loan applications, and maintain customer relationships.
• Working Conditions: Field work, long hours sometimes but it is up to the Loan Officer to budget time.
• Qualities and Traits: Adaptable, proactive, reliable, and customer-oriented.
• Has own motorcycle and valid driver's license.