Lending Integration Analyst

Thakral One Inc.; Makati; On-site; PHP 1,800,000 - 2,400,000; Full time

Job summary

Thakral One Inc. in Makati, Philippines is seeking an experienced Lending Integration Analyst to lead analysis, design, testing, and implementation of lending integrations across platforms.

You will connect loan origination and servicing systems with core banking, credit decisioning, collateral, payments, and regulatory systems, ensuring data integrity, traceability, and operational readiness. This role requires 8–10 years in banking or financial services, with at least 3 in lending operations

Qualifications

• 8–10 years in banking or financial services, with 3+ years in lending operations, business analysis, system implementation, or integration.
• Strong knowledge of loan origination, credit assessment, loan servicing, collateral administration, and loan accounting.
• Experience preparing requirements, process maps, functional specs, interface docs, data mappings, reconciliation rules, and test scenarios.
• Bachelor's degree in Banking, Finance, Accounting, Business, IT or CS.
• Experience in core banking replacement, lending transformation, or multi-country banking programmes is a plus.
• Experience in Agile, waterfall, or hybrid delivery environments preferred.

Responsibilities

• Gather, analyse, validate, and document requirements across lending products and processes.
• Map end-to-end lending lifecycle including application, credit, disbursement, servicing, and closure.
• Define integration requirements between loan systems and core banking, CRM, credit bureau, and payments.
• Prepare interface specifications, mappings, transformation rules, and validation procedures.
• Conduct fit-gap analysis and support solution design across workflows and configurations.
• Develop SIT, integration, regression, and UAT scenarios and support test execution.
• Validate end-to-end transaction flows, loan schedules, interest processing, and reconciliation outputs.
• Collaborate with lending operations, credit, risk, finance, compliance, technology, vendors, and partners.
• Maintain traceability across requirements, interfaces, decisions, risks, and test coverage.
• Support migration validation, cutover planning, operational readiness, and post-go-live stabilization.

Skills

Communication

Facilitation

Documentation

Stakeholder management

Analytical thinking

Requirements gathering

Education

Bachelor's degree in Banking, Finance, Accounting, Business, IT or CS

Tools

FIS ACBS

Oracle FLEXCUBE Lending

Finastra Loan IQ

Temenos Transact

Job description

As a Lending Integration Analyst, you will support the analysis, design, testing, and implementation of integrations across the lending lifecycle. You will connect lending platforms with core banking, credit decisioning, collateral, customer, payments, finance, and regulatory systems while helping ensure requirements traceability, data integrity, reconciliation, and operational readiness.

What You'll Do and How You'll Succeed

• Gather, analyse, validate, and document requirements across retail, SME, commercial, and corporate lending products and processes.
• Map the end-to-end lending lifecycle covering application, credit assessment, approval, documentation, disbursement, servicing, repricing, repayment, delinquency, restructuring, and closure.
• Define integration requirements between loan origination and servicing platforms and core banking, customer information, credit bureau, decisioning, collateral, payments, collections, general ledger, finance, and regulatory systems.
• Prepare interface specifications, source-to-target mappings, transformation and validation rules, accounting event requirements, and exception handling procedures.
• Conduct fit-gap analysis and support solution design across lending products, workflows, controls, and system configurations.
• Develop SIT, integration, regression, and UAT scenarios and support test execution, defect triage, and resolution tracking.
• Validate end-to-end transaction flows, loan schedules, interest and fee processing, disbursements, repayments, accounting entries, and reconciliation outputs.
• Collaborate with lending operations, credit, risk, finance, compliance, technology teams, vendors, and implementation partners.
• Maintain traceability across requirements, interfaces, decisions, risks, dependencies, and test coverage throughout the project lifecycle.
• Support migration validation, cutover planning, operational readiness, post-go-live stabilisation, and knowledge transfer.

We'd Love to Hear From You If..

• You have 8-10 years of experience in banking or financial services, including at least 3 years in lending operations, business analysis, system implementation, or integration.
• You have strong knowledge of loan origination, credit assessment, loan servicing, collateral administration, collections, and loan accounting.
• You have experience preparing requirements, process maps, functional specifications, interface documents, data mappings, reconciliation rules, and test scenarios.
• You have a Bachelor's degree in Banking, Finance, Accounting, Business, Information Technology, Computer Science, or a related field.
• You have experience in core banking replacement, lending transformation, or multi-country banking programmes is preferred.
• You have experience working in Agile, waterfall, or hybrid delivery environments is preferred.

Technical Expertise

• You understand lending controls and relevant regulatory considerations, including KYC, AML, Basel, and IFRS 9.
• You have experience with FIS ACBS, Oracle FLEXCUBE Lending, Finastra Loan IQ, Temenos Transact, or an equivalent lending platform is preferred.
• You understand of REST APIs, middleware, message queues, batch interfaces, and event-driven integration is preferred.

Ways of Working

• You bring effective communication, facilitation, documentation, and stakeholder management skills.
• You can work effectively across lending operations, credit, risk, finance, compliance, technology, vendor, and implementation teams.

Assignment Details

• Employment Type: Full-time / Project-based

Philippines