Lead Underwriter – Group Medical & Travel Insurance

Paramount Life & General Insurance Corporation; Makati; On-site; PHP 2,500,000 - 4,000,000; Full time

Job summary

Paramount Life & General Insurance Corporation in Makati is seeking an experienced Underwriting Manager to lead our Group Medical, Personal Accident, and Travel Insurance underwriting function. This role blends hands-on underwriting, people leadership, and commercial partnership.

As Lead Underwriter, you will lead a team of six underwriters while remaining hands-on in underwriting Group Medical, Personal Accident, and Travel Insurance risks, providing technical guidance and partnering with the

Qualifications

• 8–10 years of underwriting experience within the insurance industry.
• At least 3 years leading an underwriting team while remaining hands-on.
• Strong knowledge of group medical and employee benefits underwriting.
• Experience with risk assessment, pricing strategies, and portfolio management.
• Experience reviewing claims experience and healthcare utilization to inform underwriting decisions.
• Understanding of reinsurance structures and underwriting governance.
• Experience managing TPAs and SLA governance.
• Excellent communication, negotiation, and relationship management skills.

Responsibilities

• Lead a team of six underwriters while remaining hands-on in underwriting Group Medical, Personal Accident, and Travel Insurance risks.
• Assess risks, determine pricing, coverage, and policy terms for corporate clients.
• Provide technical guidance and final underwriting direction on challenging cases.
• Partner with Sales and Brokers to explain underwriting decisions and negotiate terms.
• Monitor portfolio profitability and suggest strategies to improve long‑term performance.
• Ensure governance and regulatory compliance within underwriting standards.

Skills

Group medical underwriting

Employee benefits underwriting

Risk assessment

Pricing strategies

Portfolio management

TPA management

Negotiation

Relationship management

Reinsurance governance

Hands-on underwriting

Job description

Paramount Life & General Insurance Corporation in Makati is seeking an experienced Underwriting Manager to lead our Group Medical, Personal Accident, and Travel Insurance underwriting function. This role blends hands-on underwriting, people leadership, and commercial partnership.

As Lead Underwriter, you will lead a team of six underwriters while remaining hands-on in underwriting Group Medical, Personal Accident, and Travel Insurance risks, providing technical guidance and partnering with the