Lead Credit Risk & Data Analytics Analyst

Pepper Money UK; Taguig; Hybrid; PHP 1,200,000 - 2,000,000; Full time

Benefits offered by this job

Competitive salary

Bonus schemes

Hybrid office/home

Regular training

Healthcare cover

Life insurance

Health and wellbeing support

Job summary

Pepper Money UK is seeking a Lead Credit Risk Analyst to be based in our Manila office with a hybrid work arrangement. You will mentor junior analysts and support the Head of Credit Risk in delivering strategic priorities, while developing BI solutions and predictive models to drive portfolio insights.

You will build and monitor analytical models, create dashboards, and deliver ad‑hoc reporting to inform business decisions across the organization.

Qualifications

• Degree educated or equivalent relevant experience.
• Minimum of 3 years' experience in Credit Risk.
• Proven experience leading and coaching analysts.
• Strong background in data analytics, visualisation, predictive modelling and analytics.

Responsibilities

• Mentor junior analysts and support the Head of Credit Risk in delivering CCRO strategic priorities.
• Develop and enhance management information, reporting, and business intelligence solutions.
• Create interactive dashboards and provide actionable portfolio insights.
• Build, deploy, and monitor analytical models to support business decision‑making.
• Deliver ad‑hoc reporting, business intelligence, and data analysis across the business.

Skills

Lead and coach analysts

Data analytics

Predictive modelling

PD/LGD forecasting

Credit bureau data usage

Machine learning

Python

SQL

Power BI

Azure Data Factory

Credit risk knowledge

Portfolio management

Stakeholder management

Education

Degree educated or equivalent experience

Tools

Python

SQL

Power BI

Azure Data Factory

Job description

Pepper Money UK is seeking a Lead Credit Risk Analyst to be based in our Manila office with a hybrid work arrangement. You will mentor junior analysts and support the Head of Credit Risk in delivering strategic priorities, while developing BI solutions and predictive models to drive portfolio insights.

You will build and monitor analytical models, create dashboards, and deliver ad‑hoc reporting to inform business decisions across the organization.