Credit Risk & Analytics Manager: Underwriting & Insights

Maybright Asia Pacific Pte Ltd; Philippines; On-site; PHP 800,000 - 1,800,000; Full time

Job summary

Maybright Asia Pacific Pte Ltd is hiring a Credit Risk & Underwriting Lead to evaluate credit applications, develop scorecards, and monitor portfolio health in a fast-growing fintech environment.

The role requires 3–5 years in credit risk, analytics, or risk management within digital lending or NBFCs, with team leadership exposure and strong SQL/Python skills. Remote-friendly, data-driven, and outcome-focused, you will collaborate with product and technology teams.

Qualifications

• Minimum 3–5 years in Credit Risk, Underwriting, Credit Analytics or Risk Mgmt in fintech/digital lending/NBFCs.
• Experience making credit approval decisions for unsecured lending is preferred.
• Mentoring a small underwriting/analytics team is a plus.
• Exposure to early-stage fintech or high-growth environments is desirable.
• Degrees in Finance, Economics, Statistics, Mathematics, Engineering, Data Analytics or CS.
• Advanced Excel/Google Sheets proficiency.
• Strong financial and quantitative analysis and credit scoring knowledge.
• Familiarity with ML concepts and AI tools.

Responsibilities

• Evaluate and approve credit applications within delegated limits.
• Build and refine underwriting scorecards with internal/external data.
• Monitor portfolio health and identify emerging risks.
• Perform data analysis to improve decisions and portfolio performance.
• Develop dashboards tracking key metrics and scorecard performance.
• Lead and coach junior analysts; drive SOPs and process improvements.

Skills

Credit risk

Underwriting

Data analysis

Team leadership

SQL

Python

Looker Studio

AI tools

Fintech domain knowledge

Education

Bachelor's or Master's in Finance/Economics/Statistics

Tools

SQL

Python

Looker Studio

Excel

Job description

Maybright Asia Pacific Pte Ltd is hiring a Credit Risk & Underwriting Lead to evaluate credit applications, develop scorecards, and monitor portfolio health in a fast-growing fintech environment.

The role requires 3–5 years in credit risk, analytics, or risk management within digital lending or NBFCs, with team leadership exposure and strong SQL/Python skills. Remote-friendly, data-driven, and outcome-focused, you will collaborate with product and technology teams.