KYC/AML Compliance Ops Associate (Hybrid, Project-Based)

Payreto Services Inc.; Philippines; Hybrid; PHP 300,000 - 600,000; Full time

Benefits offered by this job

Competitive Salary Packages

Professional Development Opportunities

Hybrid Work Setup

Equipment Provided

Day 1 HMO

Life Insurance

Job summary

Payreto Services Inc. is seeking a Project-Based KYC/AML Operations Associate to support onboarding, verification, and ongoing due diligence. You will review customer data for compliance, identify fraud indicators, and handle calls from clients’ customers using Sumsub and internal CRM systems.

You will initiate KYC requests, perform document reviews, conduct AML screening, document decisions with evidence, and collaborate with risk and compliance teams to ensure audit-ready records.

Qualifications

• Basic understanding of KYC/AML concepts (academic or training-based).
• Strong written and verbal communication skills.
• Ability to perform risk-based assessments in a fast-paced environment.
• Ability to follow procedures and apply judgment in ambiguous cases.

Responsibilities

• Initiate KYC requests via Sumsub and monitor submissions.
• Manually review KYC documents when needed, validating authenticity and details.
• Conduct AML screening reviews and assess matches (true vs false positives).
• Identify fraud signals such as duplicate documents or anomalies.
• Perform enhanced due diligence on high-risk customers with additional documentation.
• Review and verify payment method ownership and consistency with user profiles.
• Maintain audit trails and document all decisions with clear rationales.
• Escalate high-risk cases to Risk/Compliance teams as needed.
• Communicate with stakeholders to gather missing information and provide status updates.
• Conduct gameplay/behavioral reviews to identify risk indicators across the customer lifecycle.

Skills

KYC/AML knowledge

Fraud indicators

Documentation

Communication

Attention to detail

Tools

Sumsub

CRM systems

Job description

Payreto Services Inc. is seeking a Project-Based KYC/AML Operations Associate to support onboarding, verification, and ongoing due diligence. You will review customer data for compliance, identify fraud indicators, and handle calls from clients’ customers using Sumsub and internal CRM systems.

You will initiate KYC requests, perform document reviews, conduct AML screening, document decisions with evidence, and collaborate with risk and compliance teams to ensure audit-ready records.