Jewelry Specialist Reliever

Cityatate Savings Bank; Metro Manila; On-site; PHP 279,000 - 446,000; Full time

Job summary

Cityatate Savings Bank in Metro Manila seeks a Jewelry Appraiser to assess yellow and white gold jewelry and diamonds, ensuring accurate appraisals per department rates. The role requires documenting and processing loan transactions with high accuracy and client service standards.

The ideal candidate has at least 3 years in jewelry appraisal, strong analytical skills, attention to detail, and excellent communication.

Qualifications

• Bachelor's degree holder.
• At least 3 years of experience as Jewelry Appraiser.
• Attention to detail and strong analytical skills.
• Excellent communication and computer literacy.

Responsibilities

• Appraise and accept jewelry (yellow/white gold, diamonds) per department rates.
• Determine diamond values per the department price guide.
• Process loan transactions: new, renewal, redemption, partial payments, reappraisal.
• Compute totals: interest, taxes, service charges, penalties.
• Issue receipts with approvals and maintain records.
• Prepare daily transaction reports for Branch Officer.
• Maintain jewelry loan master lists and BSP reports.
• Safekeep duplicate promissory notes.
• Provide service with full knowledge of bank products.

Skills

Attention to detail

Strong analytical skills

Excellent communication skills

Computer literate

Education

Bachelor's degree holder

Tools

MS Office

Job description

About the role

Accepts and performs efficient and accurate appraisals of gold and diamond jewelry. Process and meet the turnaround time standard and error free encoding of details. Ensure that all required documents are meeting the compliance standard.

Key responsibilities

• Directly reporting to the Jewelry Loan Department Head
• Appraise and accept jewelry; yellow gold, white gold, and with diamond stones based on the gold acceptance rate issued by Jewelry Loans Department
• Determine appraised values of diamonds based on the diamond acceptance rate price provided by Jewelry Loans Department
• Process new loan, renewal, redemption, partial payment, reappraisal, pull-out and hold
• Compute the total amount to be paid by the client such as interest, documentary stamp, service charge, and penalty
• Issue an official receipt for renewal, redemption, partial payment and reappraisal with the approval of Service Head/officer's in charge
• Prepares daily transaction report and submits to the Branch Officer for signature and approval
• Update Jewelry Outstanding Loan/Masterlist, monthly BSP report, Client profiling, and other reports that may be deemed necessary
• Safekeeping of all duplicate promissory note
• Deliver client service standard including full knowledge of all products and services of the Bank

About you

• Bachelor's degree holder
• At least 3 years work experience as Jewelry Appraiser
• Attention to detail
• Strong analytical skills
• Excellent communication skills
• Computer literate