Insurance Underwriter

Manpower (Philippines); Taguig; On-site; PHP 500,000 - 900,000; Full time

Job summary

Manpower (Philippines) is seeking an experienced Insurance Underwriter specializing in P&C/Non-Life to assess risks, evaluate applications, and set appropriate coverage and terms per underwriting guidelines.

The ideal candidate will have hands-on underwriting experience, strong risk assessment skills, and knowledge of commercial or specialty insurance products. This role will involve collaboration with brokers, clients, and internal teams to ensure accurate policy issuance.

Qualifications

• Proven experience in direct insurance underwriting, specifically in P&C/Non-Life or General Insurance.
• Practical knowledge of risk evaluation, underwriting guidelines, policy terms, and insurance documentation.
• Experience in commercial, corporate, property, casualty, liability, marine, engineering, or specialty insurance is an advantage.

Responsibilities

• Evaluate insurance applications, assess risks, and determine coverage, premiums, terms and conditions.
• Review risk information, policy documents, loss history, and supporting documentation to make underwriting decisions.
• Underwrite P&C and Non-Life policies, including property, casualty, liability, marine, engineering, or specialty lines.
• Ensure underwriting decisions comply with guidelines, regulatory requirements, and risk appetite.
• Collaborate with brokers, agents, clients, and internal teams to clarify risk details and support policy issuance and renewals.
• Monitor portfolio performance, identify potential risk exposures, and recommend underwriting actions.

Skills

Direct underwriting

P&C/Non-Life

Risk assessment

Analytical skills

Attention to detail

Job description

Job Overview

We are looking for an experienced Insurance Underwriter specializing in Property & Casualty (P&C), Non-Life, or General Insurance to assess risks, evaluate insurance applications, and determine appropriate coverage and terms in line with underwriting guidelines.

The ideal candidate has hands-on experience in direct insurance underwriting, strong risk assessment skills, and knowledge of commercial or specialty insurance products.

Key Responsibilities

• Evaluate insurance applications, assess risks, and determine appropriate coverage, premiums, terms, and conditions.
• Review risk information, policy documents, loss history, and supporting documentation to make informed underwriting decisions.
• Underwrite P&C and Non-Life insurance policies, including property, casualty, liability, marine, engineering, or other specialty lines.
• Ensure underwriting decisions comply with company guidelines, regulatory requirements, and established risk appetite.
• Collaborate with brokers, agents, clients, and internal teams to clarify risk details and support policy issuance and renewals.
• Monitor portfolio performance, identify potential risk exposures, and recommend appropriate underwriting actions.

Qualifications

• Proven experience in direct insurance underwriting, specifically in P&C, Non-Life, or General Insurance.
• Practical knowledge of risk evaluation, underwriting guidelines, policy terms, and insurance documentation.
• Experience in commercial, corporate, property, casualty, liability, marine, engineering, or specialty insurance is an advantage.
• Strong analytical, decision-making, communication, and attention-to-detail skills.
• Ability to assess risks independently while balancing business objectives and underwriting standards.

Preferred Background

Candidates with relevant underwriting experience from insurance companies, insurance brokers, and multinational insurance organizations are encouraged to apply.

Important: This role requires direct insurance underwriting experience. Profiles focused exclusively on life insurance, mortgage underwriting, credit or loan underwriting, banking, or financial services underwriting without relevant P&C/Non-Life experience will not be considered.