Innovation Junior Business Partner

Home Credit Philippines; Taguig; On-site; PHP 900,000 - 1,300,000; Full time

Benefits offered by this job

Permanent dayshift schedule

Performance bonus

HMO for employee and dependents

Mental health support

Wellness leaves

Career mobility

Learning opportunities

Job summary

Home Credit Philippines seeks an Innovation Business Partner to act as a strategic ally to business units, turning challenges into innovative opportunities via rapid prototyping, AI-assisted approaches, and low-code solutions.

You will collaborate with senior stakeholders and the Innovation Center of Excellence to evaluate technologies, build proofs of concept, and prepare executive-ready recommendations that accelerate experimentation and decision-making.

Qualifications

• 2–5 years in innovation, tech consulting, digital transformation, product management, business analysis, startup, fintech, or similar cross-functional roles.
• Ability to frame business problems and translate ideas into structured solution concepts via rapid prototyping, experimentation, or proof-of-concepts.
• Strong business acumen with ability to collaborate and communicate across business and tech teams, manage stakeholders, and present recommendations.
• Familiarity with AI-assisted development ("vibe coding"), low-code/no-code platforms, prototyping tools (e.g., Figma), AI copilots, or similar digital innovation tools.
• Strong analytical, problem-solving, and communication skills, with curiosity for emerging technologies and fast-paced environment.

Responsibilities

• Identify business challenges with BUs and translate into actionable solution concepts aligned with strategic objectives.
• Develop rapid prototypes, PoCs, and mockups using AI-assisted, low-code/no-code, and other innovation tools to validate ideas quickly.
• Evaluate solution approaches, considering internal capabilities, processes, emerging technologies, and external vendors.
• Collaborate with cross-functional stakeholders across business, technology, product, and external partners to drive innovation initiatives from discovery through handover.
• Prepare executive-ready presentations, business cases, and recommendations to support informed decision-making and investment prioritization.
• Monitor emerging technologies and innovation trends, capturing reusable insights and opportunities to improve business capabilities.

Skills

Problem framing

Rapid prototyping

Stakeholder management

Cross-functional collaboration

AI and low-code tools familiarity

Analytical thinking

Communication

Tools

Figma

AI copilots

Low-code platforms

Prototyping tools

Job description

About The Job

The Innovation Business Partner serves as a strategic partner to Business Units, helping transform business challenges into practical innovation opportunities through structured problem-solving, rapid prototyping, and solution planning. Working closely with business leaders, senior stakeholders, and the Innovation Center of Excellence (CoE), the role identifies and evaluates internal capabilities, emerging technologies, and external solutions to accelerate experimentation and informed decision-making. Success in this role requires strong business acumen, cross-functional collaboration, and a passion for using AI, low-code tools, and innovative thinking to quickly turn ideas into actionable solutions, while enabling Business Units to retain ownership of their initiatives.

What You’ll Do

• Partner with Business Units to identify business challenges, frame opportunities, and translate ideas into actionable solution concepts aligned with strategic objectives.
• Develop rapid prototypes, proof of concepts, and solution mockups using AI-assisted, low-code/no-code, and other innovation tools to validate ideas quickly.
• Evaluate and recommend solution approaches , considering internal capabilities, process improvements, emerging technologies, and external vendors.
• Collaborate with cross-functional stakeholders across business, technology, product, and external partners to drive innovation initiatives from discovery through handover.
• Prepare executive-ready presentations, business cases, and recommendations to support informed decision-making and investment prioritization.
• Monitor emerging technologies and innovation trends , capturing reusable insights, best practices, and opportunities to continuously improve business capabilities.

What You Need To Have

• 2-5 years of experience in innovation, technology consulting, digital transformation, product management, business analysis, startup, fintech, or similar cross-functional roles.
• Ability to frame business problems, identify opportunities, and translate ideas into structured solution concepts through rapid prototyping, experimentation, or proof-of-concepts.
• Strong business acumen with the ability to collaborate and communicate effectively across business and technology teams , manage stakeholders, and present recommendations to diverse audiences.
• Familiarity with AI-assisted development ("vibe coding"), low-code/no-code platforms, prototyping tools (e.g., Figma), AI copilots, or similar digital innovation tools .
• Strong analytical, problem-solving, and communication skills, with a demonstrated curiosity for emerging technologies and a willingness to learn and adapt in a fast-paced innovation environment.

What Can Set You Apart

• Management Trainee, Graduate Development, or Leadership Rotation Programs , demonstrating strong learning agility, adaptability, and cross-functional exposure.
• Innovation, technology consulting, business analysis, digital transformation, or product management in banking, consumer finance, fintech, digital banking, payments, lending, or customer-facing operations .
• Hands-on experience with AI, AI agents, analytics, automation, low-code/no-code platforms, or rapid prototyping tools .
• Participation in hackathons, innovation challenges, startup initiatives, or product development projects , with experience presenting ideas or building proof of concepts.
• Knowledge of Design Thinking, Lean Startup, Agile, or other customer-centric problem-solving methodologies

Job Perks You'll Enjoy

• Permanent dayshift schedule
• Up to 20% variable performance-based bonus
• HMO on Day 1 and HMO dependents coverage including same-sex partners
• Access to mental health and wellness partners
• Wellness Leaves and Birthday Leave
• Internal career mobility options
• Local and international learning opportunities

Empower Filipinos with innovative financial solutions at Home Credit Philippines.

At Home Credit Philippines, we believe that everyone has something special to offer. Our motto "No Small Roles, Everyone is Important" is at the heart of everything we do. We think diversity makes our company better and every single job and person here plays a big part in our success.

We’re all about creating a welcoming place where everyone feels valued for who they are. This means we make sure that everyone, no matter their background or what they look like, gets a fair chance at jobs, training, and promotions.

When it comes to hiring, everyone gets a fair look. It doesn’t matter where you’re from, what you believe, who you love, whether you have a disability, or any other or any other condition protected under Philippine laws. If you meet the job requirements, you have a chance to get the job.

Come join us at Home Credit, where diversity fuels our innovation. Here, there are #NoSmallRoles and #EveryoneisImportant.