Head of Risk Strategy Digital Finance

Proof of Search; Manila; On-site; PHP 3,500,000 - 6,000,000; Full time

Job summary

Proof of Search is seeking an experienced Risk Strategy Leader to design and run end-to-end risk controls across fiat and crypto. The role owns fraud prevention, AML strategy and fund flow risk across the customer lifecycle, from fiat on/off-ramps to on-chain transfers.

This hands-on strategy and decisioning role partners with regional Risk & AML operations and collaborates with Product, Engineering and Compliance globally.

Qualifications

• 8+ years in fraud risk, AML, payments risk or risk strategy.
• 3+ years in leadership.
• Background in payments, crypto exchanges or fintech platforms.

Responsibilities

• End-to-end risk strategy (fraud, AML and fund flows).
• Fiat risk and payment flow control across onboarding, deposits and withdrawals.
• Fund flow analysis and risk decisioning across fiat and crypto.
• On-chain risk and tooling for blockchain analytics platforms.
• Risk systems and platform development for rule engines and case management.
• Data-driven optimisation and KPI tracking for fraud and AML.
• Leadership and collaboration with regional and cross-functional teams.

Tools

Elliptic

Chainalysis

TRM

Job description

Our client is a regulated digital finance platform in Southeast Asia, combining an everyday e-wallet with a crypto trading platform. It serves millions of verified customers with bill payments, QR merchant payments, domestic and cross-border remittances, and crypto trading. Its crypto services cover a broad range of digital assets, and it offers institutional and OTC services alongside its retail products.

The company has been operating for over a decade under central bank supervision, holds a growing portfolio of payments and digital asset licences, and processes tens of billions of dollars in annual volume. As it expands regionally, it is investing heavily in a unified risk framework that spans fiat and on-chain activity.

The opportunity

Our client is hiring an experienced Risk Strategy Leader to design and run its end-to-end risk control framework across fiat and crypto. The role owns fraud prevention, AML strategy and fund flow risk management across the full customer lifecycle, from fiat on/off-ramps to on-chain transfers.

This is a hands-on strategy and decisioning role. The successful candidate will be able to trace funds across rails, spot suspicious patterns and drive clear, defensible account actions. It is not a regulatory-facing MLRO or compliance officer position. The role partners closely with the regional Risk & AML operations team, which handles local execution.

Key responsibilities

End-to-end risk strategy (fraud, AML and fund flows)

• Own the fraud prevention and AML strategy across fiat and crypto
• Design controls across onboarding, login, fiat deposits and withdrawals, trading and crypto transfers
• Mitigate payment fraud, account takeover, mule activity, scams and money laundering
• Build unified strategies linking user behaviour, transaction activity and fund flows
• Balance risk control with customer experience and operational efficiency

Fiat risk and payment flow control

• Design and optimise risk strategies for fiat on-ramp and off-ramp flows, including bank transfers, e-wallets and local payment rails
• Monitor incoming and outgoing fiat transactions for fraud and AML risk
• Define review, approval and escalation mechanisms for high‑risk transactions
• Work with payment partners and internal teams to manage risk exposure

Fund flow analysis and risk decisioning

• Trace end-to-end fund flows across fiat and crypto
• Identify layering, structuring, mule networks and fraud-linked flows
• Make or guide account‑level decisions (allow, block, restrict, freeze, elevate)
• Build consistent, explainable decision frameworks

On-chain risk and tooling

• Optimise a leading blockchain analytics platform to strengthen on‑chain monitoring
• Turn blockchain intelligence into actionable strategies, such as scam flows and high‑risk wallet exposure
• Integrate analytics signals into internal systems for automated decisioning
• Evaluate alternative tools where needed

Risk systems and platform development

• Lead the design of scalable risk infrastructure, including rule engines, decision engines and case management
• Build unified systems supporting fraud, AML and fund flow monitoring
• Drive real‑time decisioning and reduce reliance on manual processes

Data-driven optimisation

• Identify emerging fraud and AML typologies through data analysis
• Define and track key metrics: fraud loss, detection rate, false positives and operational efficiency
• Run testing frameworks, including A/B testing, rule tuning and segmentation

Leadership and collaboration

• Build and lead teams across risk strategy, fraud operations and AML operations
• Work closely with the regional Risk & AML team on execution and local alignment
• Partner with Product, Engineering, Compliance and Operations globally

About you

Experience

• 8+ years in fraud risk, AML, payments risk or risk strategy, including 3+ years in leadership
• Background in payments, crypto exchanges or fintech platforms
• Proven experience managing fiat transaction risk and/or payment fraud

Core competencies

• Deep expertise in anti‑fraud (ATO, payment fraud, scams) and AML
• Strong understanding of fiat transaction flows, payment systems and risk controls
• Ability to trace funds across fiat and crypto and identify suspicious patterns
• Experience making or guiding block, freeze and restrict decisions
• Experience designing scalable risk strategies and rule systems

Tools and data

• Hands‑on experience with blockchain analytics tools (Elliptic, Chainalysis, TRM or similar)
• Ability to translate tool outputs into decision logic
• Strong data skills: SQL required, Python preferred

Leadership

• Strong cross‑functional leadership and execution
• Experience working with regional or distributed teams
• Fluent English

Why this role

• Own risk strategy across a platform that connects everyday payments with digital assets
• Real influence on infrastructure, tooling and decisioning, not just policy
• Lead a growing function at a regulated, scaling business
• Work across regions with a collaborative leadership team