Head of MicroSMEs - Lending

Michael Page; Philippines; On-site; PHP 892,800 - 1,339,200; Full time

Benefits offered by this job

Highly competitive annual salary package

Comprehensive benefits package

Stable permanent leadership role

Career progression potential

Performance-oriented environment

Job summary

A leading financial institution in the Philippines is seeking a Head of Microfinancing to define and execute a national digital lending strategy. The role involves building a high-performing team, optimizing underwriting operations, and structuring partnerships. Candidates should have 10-15 years' experience in SME lending or fintech, strong analytical capabilities, and a results-oriented mindset. This is a permanent role offering career progression in a collaborative environment.

Qualifications

• 10-15+ years' experience in SME lending, fintech, or digital banking.
• Strong exposure to microfinance and SME lending sectors.
• Results-oriented mindset balancing growth with risk awareness.

Responsibilities

• Define and execute end-to-end strategy for the micro/early-stage SME segment.
• Build and scale a digitally enabled lending operation leveraging automation.
• Own portfolio performance across growth, yield, and profitability.

Skills

Leadership

Analytical capability

Stakeholder management

Communication skills

Risk awareness

Job description

• Own and scale a national digital micro‑SME lending business end‑to‑end.
• Shape the future of digital micro‑SME lending at national scale.

About Our Client

Our client is a market‑leading, technology‑driven financial institution focused on serving the SME sector. Highly profitable and well‑capitalised, the firm is embarking on its next phase of growth by expanding its digitally enabled micro‑SME offering.

Job Description

• Define and execute the end‑to‑end strategy for the Micro/Early‑Stage SME segment
• Build and scale a digitally enabled lending operation leveraging automation and data
• Own portfolio performance across growth, yield, credit quality, and profitability
• Partner closely with credit, risk, tech, and operations to optimise underwriting and servicing
• Develop data‑driven frameworks using transactional and behavioural insights
• Build, lead, and inspire a high‑performing, entrepreneurial leadership team
• Structure and scale ecosystem partnerships (e‑wallets, POS, platforms, super apps)

The Successful Applicant

A successful Head of Microfinancing will demonstrate a strong blend of commercial leadership, financial expertise, and execution discipline, including:

• Extensive experience within financial services, with strong exposure to microfinance, SME lending, or adjacent segments
• Demonstrated success in leading, building, and managing high‑performing commercial or lending teams
• Strong analytical capability with the ability to translate data into actionable strategy and performance outcomes
• Solid understanding of regulatory frameworks, governance, and compliance requirements in the Philippines
• Excellent stakeholder management, communication, and relationship‑building skills
• A results‑oriented mindset, balancing growth ambition with disciplined execution and risk awareness
• 10‑15+ years' experience in SME lending, fintech, or digital banking with proven scale‑up success

What's on Offer

• Highly competitive annual salary package
• Comprehensive benefits package, details to be confirmed upon appointment
• Opportunity to lead and shape a high‑impact lending platform within financial services
• Stable, permanent leadership role with strong long‑term career progression potential
• Collaborative, performance‑oriented environment within a market‑leading organisation

If you are a commercially driven leader with a passion for microfinancing and scaling businesses, we encourage you to apply for this exciting opportunity.