Fraud and Risk Analyst

Zohorecruit; Parañaque; On-site; PHP 400,000 - 600,000; Full time

Job summary

Zohorecruit in Manila is seeking a Fraud Analyst to monitor activity, investigate suspicious behavior, and ensure AML/KYC compliance across gaming operations.

You will collaborate with Payments, Compliance, and Regulatory teams to assess risk, prepare reports, and implement fraud prevention measures, aligning with PAGCOR and AMLA requirements.

Qualifications

• 3 years’ proven experience in fraud prevention, risk management, AML/KYC, or compliance, preferably in Online Gaming, Payments, FinTech, or Banking.
• Hands-on experience in investigating fraud cases.
• Experience using fraud monitoring systems, case management tools, or risk scoring models (local or international).
• Advantageous: Previous exposure to working with PSPs, banks, or regulators (AMLC/PAGCOR) in fraud or compliance-related cases.
• Familiarity with PH AMLA (RA 9160 as amended), AMLC reporting, and PAGCOR gaming regulations

Responsibilities

• Monitor player activity including registrations, logins, deposits, withdrawals, and betting patterns to detect suspicious or fraudulent behaviors.
• Investigate cases of: Multiple accounts (sybil/Gnoming); Bonus abuse / promotion exploitation; Payment fraud; Account takeover attempts; Third-party usage.
• Escalate confirmed or suspected fraud to the Fraud Manager / AML Compliance Officer.
• Work with banks, PSPs, and regulators to resolve fraud and disputes.
• Conduct risk assessments on players, transactions, and gameplay to identify vulnerabilities.
• Proactively recommend fraud prevention strategies and risk control measures.
• Maintain and optimize fraud monitoring tools, case management systems, and risk-scoring models.
• Provide insights on fraud/risk trends to strengthen internal fraud rules.
• Deliver timely reports on fraud trends, cases handled, and fraud loss metrics.
• Participate in fraud prevention training and awareness sessions for frontline teams.

Skills

Fraud prevention

Risk management

AML/KYC

Compliance

Tools

Fraud monitoring systems

Case management tools

Risk scoring models

Job description

• State/Province NCR
• Country Philippines

Job Description

• Monitor player activity including registrations, logins, deposits, withdrawals, and betting patterns to detect suspicious or fraudulent behaviors.
  
• Investigate cases of:
  o Multiple accounts (sybil/Gnoming).
  o Bonus abuse / promotion exploitation.
  o Payment fraud (e-wallets like GCash/Maya, bank transfers)
  o Account takeover attempts.
  o Third-party usage.
• Escalate confirmed or suspected fraud to the Fraud Manager / AML Compliance Officer for further action.
  
• Work with banks, PSPs, and regulators to resolve fraud and disputes.
  
• Conduct risk assessments on players, transactions, and gameplay to identify vulnerabilities.
  
• Proactively recommend fraud prevention strategies and risk control measures.
  
• Maintain and optimize fraud monitoring tools, case management systems, and risk-scoring models.
  
• Provide insights on fraud/risk trends to strengthen internal fraud rules.
  
• Compliance & Regulatory Adherence
  
• Support compliance with RA 9160 (AMLA) and AMLC implementing rules, including:
  o Filing Suspicious Transaction Reports (STRs) and Covered Transaction Reports (CTRs).
  o Escalating potential money laundering or terrorist financing risks.
• Ensure alignment with PAGCOR licensing requirements on fraud and risk monitoring.
  
• Maintain accurate case documentation for internal and regulatory audits.
  
• Review deposits and withdrawals for third-party usage (e.g., mismatched account names vs. registered player).
  
• Detect and investigate abnormal payment activity (rapid cash-ins/cash-outs, circular transactions, unusual e-wallet or bank usage).
  
• Support the Payments/Finance team by validating large, unusual, or suspicious transactions before release.
  
• Investigate failed transactions, reversals, and disputes to determine fraud exposure.
  
• Work with banks and e-wallet providers on fund recall or freezing requests when fraud is confirmed.
  
• Work closely with KYC/CDD, Payments, Customer Support, and Compliance teams to mitigate fraud.
  
• Deliver timely reports on fraud trends, cases handled, and fraud loss metrics.
  
• Participate in fraud prevention training and awareness sessions for frontline teams.
  

Requirements

• 3 years’ proven experience in fraud prevention, risk management, AML/KYC, or compliance, preferably in Online Gaming, Payments, FinTech, or Banking.
  
• Hands-on experience in investigating fraud cases.
  
• Experience using fraud monitoring systems, case management tools, or risk scoring models (local or international).
  
• Advantageous:
  
• Previous exposure to working with PSPs, banks, or regulators (AMLC/PAGCOR) in fraud or compliance-related cases.
  
• Familiarity with PH AMLA (RA 9160 as amended), AMLC reporting, and PAGCOR gaming regulations