Fintech Legal & Compliance Lead (SEC/AMLC)

Just Smile Lending Corporation; Manila; On-site; PHP 400,000 - 700,000; Full time

Job summary

Just Smile Lending Corporation is hiring a Legal and Compliance Supervisor to oversee daily legal and compliance operations for a fintech and online lending business. The ideal candidate holds a Philippine law degree and active IBP Bar membership, with fintech lending industry experience.

The role covers regulatory liaison with SEC and AMLC, drafting core legal documents, policy development for data privacy and consumer protection, and external law firm management.

Qualifications

• JD from a recognized Philippine law school.
• Active IBP Bar membership in good standing.
• 4–6 years post-bar legal experience, including at least 2 years in qualified Philippine OLP institutions.
• Fintech/lending industry experience is mandatory.

Responsibilities

• Act as primary regulatory liaison with SEC and AMLC, managing daily communications and coordination.
• Oversee SEC compliance, lending permits, annual reports and disclosures.
• Lead AMLC compliance tasks including CTR/STR submissions and inquiries.
• Draft and review loan agreements, promissory notes, disclosures, and collection contracts.
• Develop internal policies on data privacy, consumer protection, and fair debt collection.
• Manage external law firm cooperation and supervise their work and costs.
• Summarize legal risks and support compliance system optimization.

Skills

Regulatory liaison

Contract drafting

Legal risk management

Cross-functional coordination

Education

Juris Doctor (JD)

Job description

Just Smile Lending Corporation is hiring a Legal and Compliance Supervisor to oversee daily legal and compliance operations for a fintech and online lending business. The ideal candidate holds a Philippine law degree and active IBP Bar membership, with fintech lending industry experience.

The role covers regulatory liaison with SEC and AMLC, drafting core legal documents, policy development for data privacy and consumer protection, and external law firm management.