Finance Analyst - Profitability & Lifetime Value Modeling

Home Credit Philippines; Taguig; On-site; PHP 500,000 - 900,000; Full time

Benefits offered by this job

Variable bonus up to 20%

HMO on Day 1

Mental health coverage

Wellness leave

Birthday leave

Internal career mobility

Training in international offices

Job summary

Home Credit Philippines is seeking a Commercial Finance Analyst to prepare regular profitability reports and develop lifetime profitability models guiding product decisions. You will collaborate with Product Heads, Risk analysts, and senior management to help the business meet profitability KPIs and targets.

The role involves creating LTP analyses, benchmarking products against competitors, and supporting digitization of reporting processes, with growth opportunities across international offices.

Qualifications

• 1-3 years+ of experience in a finance, commercial, or business analyst role
• Familiar with industry – knowledgeable about personal/consumer loans and/or Credit Cards
• Advanced proficiency in using Microsoft Excel
• Analytical mind, problem solving, well organized and can be trusted to take full ownership and pay attention to detail
• Demonstrates a proactive, can-do attitude and a commitment to delivering work above bare minimum standards
• Up to 20% variable performance-based bonus
• HMO on Day 1 / HMO with dependents
• Access to mental health coverage and wellness partners
• Wellness Leave and Birthday Leave benefits
• Internal Career Mobility
• Opportunity to work and train in our international offices

Responsibilities

• Prepare monthly profitability reports for one of HCPH’s main products: POS loans, Cash Loans, Revolving Loans, and Value-added services
• Act as primary point of contact within Finance for initiatives related to assigned product
• Create lifetime profitability (LTP) models as needed by business units/streams
• Maintain high level of integrity in reports prepared: ensure that LTPs are accurate, reliable, and prepared within reasonable timeframe
• Benchmark HCPH's products against competition and suggest modifications.
• Support the commercial finance manager in the digitization efforts around LTP reporting.

Skills

Analytical mind

Problem solving

Detail oriented

Proactive attitude

Tools

Microsoft Excel

Job description

Home Credit Philippines is seeking a Commercial Finance Analyst to prepare regular profitability reports and develop lifetime profitability models guiding product decisions. You will collaborate with Product Heads, Risk analysts, and senior management to help the business meet profitability KPIs and targets.

The role involves creating LTP analyses, benchmarking products against competitors, and supporting digitization of reporting processes, with growth opportunities across international offices.