Credit Investigator

South Asialink Finance Corporation; Los Baños; On-site; PHP 180,000 - 320,000; Full time

Job summary

South Asialink Finance Corporation in Laguna, Philippines, seeks a Credit Investigator to review borrower documents, perform field investigations, and validate backgrounds for loan actions.

The role requires field visits, documentation, and verification of identity, residence, employment, and references. Successful candidates will prepare Credit Assessment Memorandums (CAM) and provide informed recommendations based on findings.

Qualifications

• Willing to conduct fieldwork and site inspections.
• Motorized Credit Investigator experience is an advantage but not required.
• Basic computer and office application skills.
• Fresh graduates are welcome to apply.
• Willing to undergo at least 3 weeks of training in Ortigas, Pasig.

Responsibilities

• Review and verify borrower documents submitted through the CRM system.
• Interview borrowers and co-borrowers to confirm relevant information.
• Conduct field visits to residences, businesses, and project sites.
• Take photographs and document findings during field inspections.
• Verify the applicant’s identity, residence, business, employment, and background.
• Conduct third-party verification through visits, calls, or email.
• Verify employment, bank accounts, trade references, agency records, and character references.
• Prepare CAMs and provide recommendations based on investigation results.

Skills

Fieldwork

Background check

Interviewing

Documentation

Fresh grads

Job description

Job description:

• The Credit Investigator is responsible for reviewing and verifying borrower information, conducting field investigations and site inspections, and validating the applicant’s financial, employment, business, and personal background. The role involves preparing investigation findings and recommending appropriate loan actions based on verified information.

Main Responsibilities

• Review and verify borrower documents submitted through the CRM system.

• Interview borrowers and co-borrowers to confirm relevant information.

• Conduct field visits to residences, businesses, and project sites.

• Take photographs and document findings during field inspections.

• Verify the applicant’s identity, residence, business, employment, and background.

• Conduct third-party verification through visits, calls, or email.

• Verify employment, bank accounts, trade references, agency records, and character references.

• Prepare Credit Assessment Memorandums (CAM) and provide recommendations based on investigation results.

Qualifications

• Willing to conduct fieldwork and site inspections.

• Motorized Credit Investigator experience is an advantage but not required.

• Basic computer and office application skills.

• Fresh graduates are welcome to apply.

• Willing to undergo at least 3 weeks of training in Ortigas, Pasig.