Field Credit Analyst

BPI DIRECT BANKO,INC. A SAVINGS BANK; San Fernando; On-site; PHP 201,000 - 312,000; Full time

Job summary

BPI DIRECT BANKO,INC. A SAVINGS BANK is hiring a Credit Associate to review loan applications, conduct field visits, and verify borrower information.

You will assess repayment capacity and support the credit process and committee decisions, helping to ensure quality lending and informed credit decisions at the branch level. The role requires a 4-year degree, 2 years in microfinance or banking, and willingness to travel for field work.

Qualifications

• Bachelor's degree in Finance/Management/Economics or related field.
• Minimum 2 years of banking or microfinance experience knowledge in individual lending.
• Familiarity with the local branch community and networks.

Responsibilities

• Review loan applications prepared by loan associates.
• Conduct site visits to verify client information.
• Check eligibility and ensure data accuracy for loans.
• Submit loan decisions to Credit Officer or committee within mandate.
• Assist in credit analysis workshops and knowledge sharing.

Skills

Willing field work

Credit analysis

Data quality awareness

Lending knowledge

Education

Bachelor's degree in Finance/Management/Economics

Job description

BPI DIRECT BANKO,INC. A SAVINGS BANK is hiring a Credit Associate to review loan applications, conduct field visits, and verify borrower information.

You will assess repayment capacity and support the credit process and committee decisions, helping to ensure quality lending and informed credit decisions at the branch level. The role requires a 4-year degree, 2 years in microfinance or banking, and willingness to travel for field work.