Credit Verifier - Calamba Misamis Occidental

Gentrade International (Phils.) Inc.; Calamba; On-site; PHP 167,000 - 257,000; Full time

Job summary

Gentrade International (Phils.) Inc. is seeking a Credit Verifier to conduct thorough verification of credit information declared by loan applicants. The role analyzes applicant capacity and supports the overall credit application process.

Key duties include evaluating credibility, validating documents, reporting discrepancies, and preparing reports for head office, with regular field assignments requiring travel and a valid motorcycle license.

Qualifications

• Senior high school graduate or college undergraduate in Accountancy/Business Management/Finance.
• Experience in credit verification or related finance roles is preferred.
• Ability to work under pressure and meet deadlines.
• Willingness to travel and perform frequent field work.
• Proficiency in MS Office or Google Suite.

Responsibilities

• Investigates and evaluates the credibility of loan applicants through credit investigation and evaluation.
• Validates the accuracy of loan documents submitted by applicants.
• Reports inaccuracies in submitted documents to supervisor.
• Completes the Credit Investigation and Evaluation Report and forwards applicants to head office.
• Prepares Daily Itinerary Report for field assignments.
• Drafts cash flow analysis for self-employed applicants.
• Monitors collection efficiency of verified accounts.
• Performs background investigation and evaluation of potential employees.

Skills

Analytical skills

Mathematical skills

Education

Accountancy/Finance education

Tools

MS Office

Google Suite

Job description

About the role

The Credit Verifier is responsible for the conduct of adequate and complete verification of credit information declared by the loan applicant to assess the borrower's credit profile. He provides analysis of the applicant's capacity for loan application and recommends prospective clients to undergo the overall credit application process.

Key responsibilities

• Investigates and evaluates the credibility of loan applicants through credit investigation and evaluation based on the existing credit policies.

• Validates the veracity of the submitted loan application documents.

• Reports inaccuracies in the submitted documents of loan applicants.

• Fills out the Credit Investigation and Evaluation Report, and forwards prospective applicants to the head office.

• Accomplishes the Daily Itinerary Report for field assignments.

• Drafts cash flow analysis for self-employed applicants.

• Checks and tracks the collection efficiency of verified accounts.

• Conducts Background Investigation and Evaluation of potential employees.

About you

• Senior high school graduate or college undergraduate of Accountancy, Business Management or Finance with relevant work experience and approval of hiring manager and department head.

• Over 1 year relevant work experience.

• Good analytical and mathematical skills.

• Can work under pressure and flexible work shifts.

• Preferably with knowledge on MS Office and/or Google Suite applications.

• Must possess a Valid Driver's License to drive a motorcycle.

• Willing to travel and conduct frequent field work.

• Passed the Online Credit Investigation Exam.