Credit Investigator

South Asialink Finance Corporation; Tuguegarao; On-site; PHP 180,000 - 300,000; Full time

Benefits offered by this job

Free accommodation

Transport reimbursement

Training allowance

Job summary

South Asialink Finance Corporation is seeking a diligent Credit Investigator to perform field visits for borrower verification and data collection. The role involves interviewing applicants, conducting on-site inspections, and gathering documentary evidence for CAM preparation.

Training and onboarding are included, with potential for fresh graduates to start in a field-based position. The candidate must be willing to travel and work at client sites, with emphasis on accuracy, attention to

Qualifications

• Willingness to conduct fieldwork and site inspections.
• Experience as a Motorized Credit Investigator is an advantage but not required.
• Proficient in using computer applications.
• Fresh graduates are encouraged to apply.

Responsibilities

• Review and validate borrower documents submitted through the CRM system.
• Conduct interviews with borrowers and co-borrowers to gather and verify information.
• Perform on-site inspections of residences, businesses, and project units, including taking photo documentation.
• Verify the identity, living conditions, and background of loan applicants.
• Carry out third-party verifications through personal visits, phone calls, or email correspondence.
• Confirm employment details, banking information, trade references, agency records, and character references.
• Prepare Credit Assessment Memorandums (CAM) and provide loan recommendations based on evaluation findings.

Skills

Fieldwork

Interviews

Data verification

Fresh graduates welcome

Tools

CRM system

Job description

Job description

• Review and validate borrower documents submitted through the CRM system.
• Conduct interviews with borrowers and co-borrowers to gather and verify information.
• Perform on-site inspections of residences, businesses, and project units, including taking photo documentation.
• Verify the identity, living conditions, and background of loan applicants.
• Carry out third-party verifications through personal visits, phone calls, or email correspondence.
• Confirm employment details, banking information, trade references, agency records, and character references.
• Prepare Credit Assessment Memorandums (CAM) and provide loan recommendations based on evaluation findings.

Qualifications

• Willing to conduct fieldwork and site inspections.
• Experience as a Motorized Credit Investigator is an advantage but not required.
• Proficient in using computer applications.
• Fresh graduates are encouraged to apply.
• Must be willing to undergo at least three weeks of training in Ortigas, Pasig.

Benefits

• Free accommodation, reimbursable transportation expenses, and training allowance will be provided during the training period at the Head Office