Credit Investigator

South Asialink Finance Corporation; Vigan; On-site; PHP 180,000 - 300,000; Full time

Benefits offered by this job

Free accommodation

Transportation reimbursement

Training allowance

Job summary

South Asialink Finance Corporation is seeking a motivated Credit Investigator to join our field operations in the Philippines. You will review and validate borrower documents, conduct borrower interviews, and perform on-site inspections of residences, businesses, and project units, including photo documentation.

The role requires willingness to conduct fieldwork, familiarity with CRM systems, and the ability to verify employment and banking details.

Qualifications

• Willing to conduct fieldwork and site inspections.
• Fresh graduates are encouraged to apply.
• Willing to undergo at least three weeks of training in Ortigas, Pasig.
• Proficient in using computer applications.

Responsibilities

• Review and validate borrower documents submitted through the CRM system.
• Conduct interviews with borrowers and co-borrowers to gather and verify information.
• Perform on-site inspections of residences, businesses, and project units, including taking photo documentation.
• Verify the identity, living conditions, and background of loan applicants.
• Carry out third-party verifications through personal visits, phone calls, or email correspondence.
• Confirm employment details, banking information, trade references, agency records, and character references.
• Prepare Credit Assessment Memorandums (CAM) and provide loan recommendations based on evaluation findings.

Skills

Fieldwork readiness

Computer proficiency

Interviews and verification

Tools

CRM system

Job description

Job description

• Review and validate borrower documents submitted through the CRM system.
• Conduct interviews with borrowers and co-borrowers to gather and verify information.
• Perform on-site inspections of residences, businesses, and project units, including taking photo documentation.
• Verify the identity, living conditions, and background of loan applicants.
• Carry out third-party verifications through personal visits, phone calls, or email correspondence.
• Confirm employment details, banking information, trade references, agency records, and character references.
• Prepare Credit Assessment Memorandums (CAM) and provide loan recommendations based on evaluation findings.

Qualifications

• Willing to conduct fieldwork and site inspections.
• Experience as a Motorized Credit Investigator is an advantage but not required.
• Proficient in using computer applications.
• Fresh graduates are encouraged to apply.
• Must be willing to undergo at least three weeks of training in Ortigas, Pasig.

Free accommodation, reimbursable transportation expenses, and training allowance will be provided during the training period at the Head Office