Credit & Portfolio Management Specialist

Maya; Mandaluyong; On-site; PHP 600,000 - 900,000; Full time

Job summary

Maya in the Philippines seeks a Credit & Portfolio Management Analyst to drive data-driven lending decisions through portfolio analytics, risk monitoring, and performance insights. You will partner with Risk, Business, and Data teams to analyze portfolio trends and support growth with balanced risk management.

Your work will cover developing reports and dashboards, performing data analysis, and creating decision frameworks to guide risk and business choices.

Qualifications

• Bachelor’s degree in a quantitative field and data-driven mindset.
• Experience in Credit Risk Analytics, Portfolio Analytics, or risk modeling.
• Experience with scorecards, ECL, or portfolio performance analysis is a plus.
• Strong SQL skills and proficiency in Python, R, or SAS.
• Experience with Power BI or Tableau for reporting and visualization.
• Ability to turn data into actionable business insights.

Responsibilities

• Develop and maintain portfolio reports, dashboards, and analytics tools.
• Analyze portfolio trends, risks, opportunities, and performance drivers.
• Support scorecard monitoring, portfolio segmentation, forecasting, and risk analytics.
• Create analytical frameworks and portfolio monitoring processes for risk decisions.
• Provide actionable insights and recommendations based on portfolio performance.
• Collaborate with Risk, Business, and Data teams to support strategic initiatives.

Skills

Analytical thinking

Problem solving

Strong communication

Collaboration

Education

Bachelor's degree in Statistics

Tools

SQL

Python

R

SAS

Power BI

Tableau

Job description

As a Credit & Portfolio Management Analyst, you will help drive data-driven lending decisions through portfolio analytics, credit risk monitoring, and performance insights. You will work closely with Risk, Business, and Data teams to analyze portfolio trends, assess credit performance, and support strategies that balance portfolio growth and risk management.

What you will do:

• Develop and maintain portfolio reports, dashboards, and analytics tools.
• Perform data analysis to identify risks, opportunities, and portfolio performance drivers.
• Support scorecard monitoring, portfolio segmentation, forecasting, and risk analytics initiatives.
• Create decision trees, analytical frameworks, and portfolio monitoring processes to support risk and business decisions.
• Provide actionable insights and recommendations based on portfolio performance and customer behavior.
• Assist in enhancing portfolio monitoring frameworks, credit policies, and risk management processes.
• Work closely with cross-functional teams to support strategic portfolio initiatives and business growth.

What we are looking for:

• Bachelor's degree in Statistics, Mathematics, Actuarial Science, Data Science, Computer Science, Economics, Engineering, or a related quantitative field.
• Experience in Credit Risk Analytics, Portfolio Analytics, Risk Modeling, Consumer Lending Analytics, ECL, Scorecards, or related banking/fintech functions.
• Experience in portfolio monitoring, asset quality reporting, scorecard monitoring, risk analytics, or portfolio performance analysis.
• Strong analytical and problem-solving skills with the ability to turn data into actionable business insights.
• Proficiency in SQL and at least one programming language such as Python, R, or SAS.
• Experience with reporting and visualization tools such as Power BI, Tableau, or similar platforms.
• Knowledge of consumer lending, credit risk, portfolio management, predictive modeling, or ECL frameworks is an advantage.
• Comfortable working with large datasets and partnering with business, risk, and data stakeholders.