Credit Risk & Loan Settlement Analyst

FLIN; Makati; On-site; PHP 360,000 - 480,000; Full time

Job summary

FLIN is seeking a Credit Analyst to assess creditworthiness, analyze risk, and manage settlements for loan portfolios. The role requires strong analytical skills, fluency in Tagalog and English, and in-person work from Makati.

The candidate will coordinate with risk, legal, and customer service teams to ensure compliant and timely loan closures and will utilize Excel/CRM tools for data-driven insights.

Qualifications

• Education: Minimum Bachelor's degree in related fields.
• Minimum 2 years of experience in Credit Analysis.
• Proficient in Tagalog (Mandatory) and English.
• Strong problem-solving and decision-making abilities.
• Proficiency in MS Office Suite, (particularly Excel), CRM tools, and financial analysis software.
• Ability to commute/relocate to Makati (in-person work).
• Work Location: Fully WFO In person from Makati.

Responsibilities

• Credit Assessment & Risk Management: analyze credit bureau reports, bank statements, and KYC documents.
• Conduct in-depth financial analysis and risk assessments for loan applications.
• Evaluate loan applications and make informed credit decisions within the company's risk appetite.
• Identify potential risks and mitigation strategies to minimize defaults.
• Loan Settlement: assess repayment capacity and feasibility; handle settlements for borrower obligations.
• Coordinate with credit risk, customer service and legal teams to optimize risk assessment and mediation strategies.
• Data Analysis & Reporting: track performance, default trends, and prepare settlement outcome reports using Excel and CRM.
• Cross-Functional Collaboration: communicate terms and progress with stakeholders; work with external lenders for closures.

Skills

Credit assessment

Risk management

Financial analysis

Excel

CRM tools

Tagalog

English

MS Office

Education

Bachelor's degree

Tools

Excel

CRM tools

MS Office

Job description

FLIN is seeking a Credit Analyst to assess creditworthiness, analyze risk, and manage settlements for loan portfolios. The role requires strong analytical skills, fluency in Tagalog and English, and in-person work from Makati.

The candidate will coordinate with risk, legal, and customer service teams to ensure compliant and timely loan closures and will utilize Excel/CRM tools for data-driven insights.