Credit Risk Analyst – Onsite (Manila)

BDO Unibank

Hinoba-an

On-site

PHP 350,000 - 600,000

Full time

38 hours ago

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Job summary

BDO Unibank, Inc. is the Philippines’ leading full-service bank and a trusted industry leader. This role focuses on delivering comprehensive, risk-based financial analysis to support prudent lending decisions and borrower risk assessment.

You will validate historical statements, perform projections, and participate in client discussions with the relationship manager. Fresh graduates are welcome, with onsite assignments in Ortigas/Makati/Binondo and proficiency in MS Office.

Qualifications

Graduate of Bachelor’s degree in Finance, Accountancy, Economics, Business Management, or related field.
At least 1 year of relevant work experience in credit evaluation, financial analysis, or risk management is an advantage.
Fresh graduates are welcome to apply.
Proficient in MS Office applications, particularly Excel and Word.
Must be willing to work onsite and be assigned in Ortigas/Makati/Binondo.

Responsibilities

Assesses financial soundness and repayment capacity of borrowing clients.
Validates and analyses historical financial statements for accuracy and performance trends.
Identifies appropriate assumptions and performs financial projections to evaluate repayment capacity.
Conducts site visits and engages in client discussions with the relationship manager for new clients.
Prepares financial spreadsheets and analyses, including ratio assessment and benchmarking against peers.