Credit Review & Portfolio Risk Analyst

BDO Unibank, Inc; Metro Manila; On-site; PHP 600,000 - 900,000; Full time

Job summary

BDO Unibank, Inc invites qualified professionals for a role focused on evaluating post-approval accounts, assessing repayment capacity, and ensuring compliance with credit policies. The role involves validating risk scores, ensuring proper data encoding in Credit Review Sheets, and preparing portfolio review reports after each engagement.

On-site work in Makati or Ortigas is required, with duties expanding as needed.

Qualifications

• Graduate of any 4-year business course.
• At least 5 years of experience in credit origination, account management, remedial management.
• Must be amenable to working onsite and assigned to Makati or Ortigas.

Responsibilities

• Assess the portfolio quality of the borrowers via classification of accounts based on internal guidelines.
• Validate the risk rating/credit scorecards performed by Account Officers during portfolio reviews and report discrepancies and/or errors in rating, if any, for eventual correction.
• Ensure that all data, information required for clearing, report preparation are encoded/presented in the Credit Review Sheet of each account.
• Monitor assignment in actual portfolio review of a lending unit which includes ensuring all credit folders, other loan related documents are available.
• Prepare the Credit Portfolio Review Report after every review engagement.
• Perform other duties that may be assigned from time to time.

Education

4-year business course

Job description

BDO Unibank, Inc invites qualified professionals for a role focused on evaluating post-approval accounts, assessing repayment capacity, and ensuring compliance with credit policies. The role involves validating risk scores, ensuring proper data encoding in Credit Review Sheets, and preparing portfolio review reports after each engagement.

On-site work in Makati or Ortigas is required, with duties expanding as needed.