Senior Credit Risk & Policy Review Lead

BDO Unibank; Makati; On-site; PHP 1,800,000 - 2,800,000; Full time

Job summary

BDO Unibank, Inc. is seeking a Corporate/Commercial Policy Review Section Head to oversee credit analysts, drive timely risk evaluations, and ensure adherence to risk policies within the Risk Management Group in Makati.

The role requires strong leadership, extensive credit and risk experience, and hands-on oversight of proposals, financial analysis, and portfolio reviews to maintain quality in the corporate lending book.

Qualifications

• Seven+ years of actual credit/risk management experience in banking or financial institutions.
• At least three years leading a team of analysts.
• Amenable to work onsite in Makati or Ortigas.

Responsibilities

• Supervises a cluster of Credit Analysts to ensure timely risk-rated reviews.
• Reviews Credit Proposals, Executive Summaries, and Financial Analyses for new accounts and exposures.
• Provides inputs to credit proposals to balance risk and reward in corporate loans portfolio.
• Coordinates with Section Heads to anticipate deterioration and ensure downgrades/upgrades are timely.
• Oversees Rapid Portfolio Review when needed to assess impact of economic or regulatory issues.
• Consolidates and reviews reports to keep Credit Evaluation Head updated on major issues.
• Adheres to credit policies and promotes a strong credit and risk culture across the bank.

Skills

Credit risk management

Team leadership

Credit analysis

Job description

BDO Unibank, Inc. is seeking a Corporate/Commercial Policy Review Section Head to oversee credit analysts, drive timely risk evaluations, and ensure adherence to risk policies within the Risk Management Group in Makati.

The role requires strong leadership, extensive credit and risk experience, and hands-on oversight of proposals, financial analysis, and portfolio reviews to maintain quality in the corporate lending book.