Credit Portfolio Reviewer

BDO Unibank; Mandaluyong; On-site; PHP 500,000 - 900,000; Full time

Job summary

BDO Unibank, Inc. is seeking a seasoned credit risk professional in Mandaluyong to evaluate post-approval accounts, assess repayment capacity, and flag issues to prevent loan deterioration.

You will validate risk ratings, ensure data completeness for Credit Review Sheets, monitor portfolio reviews, and prepare the Credit Portfolio Review Report after each engagement. Minimum 5 years in credit origination or remedial management; onsite in Makati/Ortigas.

Qualifications

• Graduate of any 4-year business course.
• With at least 5 years of experience in credit origination, account management, remedial management.
• Must be willing to work onsite and be assigned in Makati/Ortigas.

Responsibilities

• Assess the portfolio quality of the borrowers via classification of accounts based on internal guidelines.
• Validates the risk rating/credit scorecards performed by Account Officers during portfolio reviews and the report discrepancies and/or errors in rating, if any, for eventual correction.
• Ensures that all data, information required for clearing, report preparation are encoded/presented in the Credit Review Sheet of each account.
• Monitors assignment in actual portfolio review of a lending unit which includes ensuring all credit folders, other loan related documents are available.
• Prepares the Credit Portfolio Review Report after every review engagement.
• Performs other duties that may be assigned from time to time.

Skills

Credit risk assessment

Portfolio review

Data analysis

Compliance awareness

Education

Bachelor's degree in Business

Job description

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Mandaluyong City, National Capital Region, PH

Business Unit: Risk Management Group

Department:

Job Description:

The position is primarily responsible for evaluating the status of accounts on post approval, sampling basis in terms of repayment capacities, condition to allow management to take prompt corrective action and prevent further deterioration of the accounts and assessing the unit's compliance to policies and procedures by citing lapses, exceptions, violations and other potential problems before the safety and soundness of the loan portfolio becomes a serious issue.

Duties and responsibilities:

• Assess the portfolio quality of the borrowers via classification of accounts based on internal guidelines.
• Validates the risk rating/credit scorecards performed by Account Officers during portfolio reviews and the report discrepancies and/or errors in rating, if any, for eventual correction.
• Ensures that all data, information required for clearing, report preparation are encoded/presented in the Credit Review Sheet of each account.
• Monitors assignment in actual portfolio review of a lending unit which includes ensuring all credit folders, other loan related documents are available.
• Prepares the Credit Portfolio Review Report after every review engagement.
• Performs other duties that may be assigned from time to time.

Qualifications:

• Graduate of any 4-year business course.
• With at least 5 years of experience in credit origination, account management, remedial management.
• Must be willing to work onsite and be assigned in Makati/Ortigas.

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 26090

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