Credit Portfolio Associate

Private Advertiser; Taguig; Hybrid; PHP 600,000 - 1,200,000; Full time

Job summary

Private Advertiser Philippines is seeking an experienced professional to oversee securities settlement and collateral management, monitor credit exposures, and support securities‑backed lending operations. You will coordinate with brokerages and internal teams to ensure timely settlements and accurate collateral coverage.

The role requires strong Excel skills, attention to detail, and the ability to review valuations, monitor margins, and produce management reports.

Qualifications

• Hands-on experience in Securities Settlement and Collateral Management.
• Experience in Credit Portfolio Management / Credit Portfolio Monitoring.
• Good understanding of Credit Risk Management.
• Exposure to lending operations, preferably securities-backed lending or margin lending.
• Knowledge of securities pledged as collateral against client loans.
• Strong working knowledge of MS Excel.
• Excellent communication and stakeholder management skills.
• Strong attention to detail and analytical skills.

Responsibilities

• Manage and monitor securities settlement activities, ensuring timely and accurate settlement of securities transactions.
• Handle collateral management activities involving securities pledged by brokerage clients against loans.
• Monitor collateral positions, valuations, eligibility, and adequacy against outstanding credit facilities.
• Support credit portfolio monitoring and review credit exposures associated with securities-backed lending.
• Monitor collateral requirements, margin positions, and potential shortfalls.
• Identify and elevate settlement discrepancies, collateral mismatches, and credit risk exposures.
• Support lending operations by ensuring appropriate collateral coverage against client loans.
• Perform reconciliations and maintain accurate records of securities, collateral, and credit portfolios.
• Coordinate with internal stakeholders and relevant operational teams to resolve issues and ensure smooth processing.
• Prepare operational reports, portfolio updates, and management reports using MS Excel.
• Ensure compliance with internal policies, operational controls, and applicable regulatory requirements.

Skills

Securities Settlement

Collateral Management

Credit Portfolio Monitoring

Credit Risk Management

Lending Operations

MS Excel

Stakeholder Management

Attention to detail

Tools

Excel Pivot Tables

VLOOKUP/XLOOKUP

Job description

About the Role

We are looking for an experienced professional with strong knowledge of securities settlement, collateral management, credit portfolio management, credit risk, and lending operations.

The role involves supporting brokerage and securities-backed lending activities, where clients pledge their securities held with the bank as collateral to obtain loans. The individual will be responsible for monitoring securities settlements, managing collateral positions, reviewing credit exposures, and ensuring accurate portfolio and lending operations.

Key Responsibilities

• Manage and monitor securities settlement activities, ensuring timely and accurate settlement of securities transactions.

• Handle collateral management activities involving securities pledged by brokerage clients against loans.

• Monitor collateral positions, valuations, eligibility, and adequacy against outstanding credit facilities.

• Support credit portfolio monitoring and review credit exposures associated with securities-backed lending.

• Monitor collateral requirements, margin positions, and potential shortfalls.

• Identify and elevate settlement discrepancies, collateral mismatches, and credit risk exposures.

• Support lending operations by ensuring appropriate collateral coverage against client loans.

• Perform reconciliations and maintain accurate records of securities, collateral, and credit portfolios.

• Coordinate with internal stakeholders and relevant operational teams to resolve issues and ensure smooth processing.

• Prepare operational reports, portfolio updates, and management reports using MS Excel.

• Ensure compliance with internal policies, operational controls, and applicable regulatory requirements.

Mandatory Skills & Experience

• Hands‑on experience in Securities Settlement and Collateral Management.

• Experience in Credit Portfolio Management / Credit Portfolio Monitoring.

• Good understanding of Credit Risk Management.

• Exposure to lending operations, preferably securities‑backed lending or margin lending.

• Knowledge of securities pledged as collateral against client loans.

• Strong working knowledge of MS Excel.

• Excellent communication and stakeholder management skills.

• Strong attention to detail and analytical skills.

Preferred Domain Experience

Candidates from the following backgrounds would be preferred:

• Brokerage Operations

• Securities Operations

• Collateral Management

• Securities Lending

• Margin Lending

• Investment Banking Operations

• Custody and Settlement Operations

• Credit Risk and Portfolio Management

Technical Skills

• MS Excel – Pivot Tables, VLOOKUP/XLOOKUP, formulas, data analysis and reporting.

• Securities settlement and reconciliation processes.

• Collateral valuation and monitoring.

• Credit exposure and portfolio monitoring.

Ideal Candidate Profile

The ideal candidate should have practical experience managing securities settlement and collateral operations, along with exposure to credit portfolio monitoring, credit risk, and lending activities.

Experience in brokerage or investment banking environments, particularly with securities‑backed lending and margin collateral, will be a strong advantage.