Credit Officer - Consumer Lending | Hybrid, Growth Path

EastWest Bank; Metro Manila; Hybrid; PHP 420,000 - 640,000; Full time

Benefits offered by this job

Career development

Competitive salary

Performance-based incentives

Job summary

EastWest Bank, a leading Philippine universal bank, is seeking Credit Officers for its Consumer Lending team in the National Capital Region. The role involves underwriting loans, verifying details, and providing informed recommendations.

Hybrid setup upon regularization with growth opportunities and mentorship. Ideal candidates hold a relevant Bachelor's degree, have tenured consumer lending experience, and demonstrate strong underwriting and communication skills.

Qualifications

• Bachelor's degree in Business Administration, Commerce, Economics, Finance, Accountancy, Banking or equivalent field.
• Tenured officer handling consumer products within a bank.
• With delegation of authority.
• Strong underwriting skills.
• Excellent communication skills.

Responsibilities

• Assess and decide on loan applications within authority levels and service standards.
• Achieve required loan approval volumes to meet targets.
• Perform thorough credit analysis and risk assessment for consumer lending products.
• Identify, mitigate, and elevate risks to the appropriate approving authority.
• Ensure compliance with credit policies, internal controls, and regulatory requirements.
• Support process improvements to enhance efficiency and risk management.

Skills

Underwriting skills

Communication skills

Banking experience

Education

Bachelor's degree in Business Administration, Commerce, Economics, Finance, Accountancy, Banking

Job description

EastWest Bank, a leading Philippine universal bank, is seeking Credit Officers for its Consumer Lending team in the National Capital Region. The role involves underwriting loans, verifying details, and providing informed recommendations.

Hybrid setup upon regularization with growth opportunities and mentorship. Ideal candidates hold a relevant Bachelor's degree, have tenured consumer lending experience, and demonstrate strong underwriting and communication skills.