Credit Officer (Auto, Personal Loan, Cards, and Mortgage)

EastWest Bank; Metro Manila; Hybride; PHP 420 000 - 640 000; Plein temps

Avantages offerts par ce poste

Career development

Competitive salary

Performance-based incentives

Résumé du poste

EastWest Bank, a leading Philippine universal bank, is seeking Credit Officers for its Consumer Lending team in the National Capital Region. The role involves underwriting loans, verifying details, and providing informed recommendations.

Hybrid setup upon regularization with growth opportunities and mentorship. Ideal candidates hold a relevant Bachelor's degree, have tenured consumer lending experience, and demonstrate strong underwriting and communication skills.

Qualifications

• Bachelor's degree in Business Administration, Commerce, Economics, Finance, Accountancy, Banking or equivalent field.
• Tenured officer handling consumer products within a bank.
• With delegation of authority.
• Strong underwriting skills.
• Excellent communication skills.

Responsabilités

• Assess and decide on loan applications within authority levels and service standards.
• Achieve required loan approval volumes to meet targets.
• Perform thorough credit analysis and risk assessment for consumer lending products.
• Identify, mitigate, and elevate risks to the appropriate approving authority.
• Ensure compliance with credit policies, internal controls, and regulatory requirements.
• Support process improvements to enhance efficiency and risk management.

Connaissances

Underwriting skills

Communication skills

Banking experience

Formation

Bachelor's degree in Business Administration, Commerce, Economics, Finance, Accountancy, Banking

Description du poste

About the Job

Location: Taguig and Makati
Corporate Title: Junior Officer to Manager
Work Arrangement: Hybrid upon Regularization

Our Consumer Lending team is looking for experienced professionals to join us in National Capital Region with the role of Credit Officers.

In this role, you will ensure accurate and thorough verification, perform independent credit analysis, and make informed recommendations. You will underwrite loans, make approval decisions, and escape cases requiring higher-level review to safeguard business objectives.

East West Banking Corporation (EastWest) is one of the largest universal banks in the Philippines, and is committed to continuously invest in people and in process, product, and service enhancements, and embrace new ideas to enhance the EastWest experience.

We empower our employees to drive their careers and are committed to provide the runway for them to grow. We value teamwork and individual initiative. Join us and be part of a highly engaged team, and a workplace that promotes development and goal attainment.

Whether you're just starting out, or already a seasoned professional, EastWest can help you unleash your potential, and bridge the gap between dream to success.

Your dream. Our focus.

What the role will entail

• Assess and make decisions on loan applications within authority levels and service standards
• Achieve required loan approval volumes to meet business and financial targets
• Perform thorough credit analysis and risk assessment across consumer lending products
• Identify, mitigate, and elevate risks or deviations to the appropriate approving authority
• Ensure compliance with credit policies, internal controls, and regulatory requirements
• Support process improvements to enhance efficiency and risk management

What we're looking for

• Bachelor's Degree in either Business Administration, Commerce, Economics, Finance, Accountancy, Banking, or equivalent field
• A tenured officer handling consumer product (Auto, Personal Loans, Cards, and Mortgage) within a bank
• With delegation of authority
• Strong underwriting skills
• Excellent communication skills

What you can expect from joining our team

• Career development and training opportunities
• Competitive salary package and benefits
• Performance-based incentives and recognition programs to reward high-performing individuals
• Opportunity to work with industry experts and be mentored by them
• Defined career progression paths to guide your professional growth