Senior Credit Risk Officer — Hybrid & Growth Path

East West Banking Corporation; Taguig; Ibrido; PHP 1.200.000 - 2.100.000; Tempo pieno

Descrizione del lavoro

East West Banking Corporation invites applications for a Risk Officer (Credit Risk) in Taguig. The role focuses on independent risk review, analysis, and oversight of credit exposures, ensuring decisions align with risk appetite, policies, and regulations.

The team emphasizes prudent growth and governance practices. The candidate should have strong credit analysis and portfolio risk management skills, with a background in consumer lending preferred, and track record in engaging with

Competenze

• 3–5 years of credit risk or credit analysis experience (Manager level)
• 5–8 years of progressive credit risk experience, including complex exposures (Senior Manager level)
• Strong knowledge of credit analysis, financial statement analysis, risk rating methodologies, credit structures, portfolio risk management, and limit monitoring

Mansioni

• Conduct independent reviews of credit proposals, renewals, restructurings, and amendments, ensuring alignment with the Bank's credit policies and regulatory requirements.
• Monitor assigned credit portfolios against risk appetite, limits, and early warning indicators, identifying emerging risks and concentration exposures.
• Prepare credit risk assessments, reports, dashboards, and committee presentations, and escalate material risk concerns and limit breaches.
• Partner with business units by providing balanced risk perspectives, while participating in credit committees, portfolio reviews, and decision-making forums.
• Support development and enhancement of credit risk policies, underwriting standards, frameworks, processes, tools, and methodologies.
• Promote strong credit governance through documentation, internal controls, regulatory compliance, and timely resolution of audit findings.
• Provide coaching and technical guidance to junior credit officers and ensure consistent application of risk standards across the organization.
• Contribute to ongoing risk governance and risk framework improvements.

Conoscenze

Credit analysis

Financial statement analysis

Risk management

Regulatory knowledge

Communication skills

Independent thinking

Formazione

Bachelor's degree in Business Administration, Finance, Accounting, Economics, Management, Industrial Engineering, Information Systems, or related field

Master's degree preferred

Descrizione del lavoro

East West Banking Corporation invites applications for a Risk Officer (Credit Risk) in Taguig. The role focuses on independent risk review, analysis, and oversight of credit exposures, ensuring decisions align with risk appetite, policies, and regulations.

The team emphasizes prudent growth and governance practices. The candidate should have strong credit analysis and portfolio risk management skills, with a background in consumer lending preferred, and track record in engaging with