Credit Officer

ASA PHILIPPINES FOUNDATION, INC. (A MICROFINANCE NGO) - Marilog; Davao del Sur; On-site; PHP 223,200 - 334,800; Full time

Job summary

A microfinance NGO in Davao del Sur is seeking a Loan Officer to assess loan applications and creditworthiness. You will review financial statements, analyze credit risks, and ensure accurate loan processing. Candidates should hold a Bachelor's degree in Finance, Business Administration, or Economics, and possess strong analytical and problem-solving skills. This role is essential for making informed lending decisions.

Qualifications

• Strong analytical and problem-solving skills are essential for evaluating creditworthiness and assessing risk.
• Accuracy is crucial in credit analysis and loan processing.

Responsibilities

• Review and analyze loan applications, financial statements, credit reports, and other relevant data to assess creditworthiness.
• Evaluate the applicant's financial history, income, assets, and liabilities.
• Determine the applicant's ability to repay the loan or credit.
• Assess the risk associated with lending to the applicant.

Skills

Analytical skills

Problem-solving skills

Education

Bachelor's degree in Finance, Business Administration, Economics, or related field

Job description

ASA Philippines Foundation, Inc. (a microfinance NGO) – Marilog

Overview

Loan Officer role focused on assessing loan applications and creditworthiness to support lending decisions.

Responsibilities

• Review and analyze loan applications, financial statements, credit reports, and other relevant data to assess creditworthiness.
• Evaluate the applicant's financial history, income, assets, and liabilities.
• Determine the applicant's ability to repay the loan or credit.
• Assess the risk associated with lending to the applicant.

Qualifications

• Bachelor's degree in Finance, Business Administration, Economics, or a related field is typically required.
• Strong analytical and problem-solving skills are essential for evaluating creditworthiness and assessing risk.
• Accuracy is crucial in credit analysis and loan processing.

Position

Loan Officer

Location & Safety

Working Location: Marilog. If the position requires you to work overseas, please be vigilant and beware of fraud. If you encounter an employer who withholds your ID or requires you to provide a guarantee or to surrender property, please report it immediately.