Credit Office Analyst, Business Banking

Testing Site - JPMC; Metro Manila; On-site; PHP 600,000 - 800,000; Full time

Job summary

JPMorgan Chase in Manila is seeking a Credit Office Analyst to evaluate credit applications and support Small Business loan portfolio growth. You will analyze Retail and Wholesale relationships, structure terms, and prepare KPI data for decision-making.

The role demands strong analytical skills, banking systems knowledge, and the ability to work independently in a fast-paced environment. A CPA credential is preferred in the Filipino market.

Qualifications

• Bachelor’s degree in business, finance, economics, or accounting.
• At least three years of prior credit review and analysis experience.
• Knowledge in spreading business and personal financial statements.
• Excellent verbal and written communication skills.
• Strong analytical and judgment skills.
• Proficiency in organizing, priority-setting, and issues management.
• Ability to work independently in a fast-paced environment.
• Knowledge of bank systems and loan/credit operations.
• Strong self-motivation and results-oriented team player.
• Strong typing skills.

Responsibilities

• Analyze and provide credit decisions on Retail and Wholesale client credit relationships with exposure up to $500,000.
• Provide input to the structure and terms of the relevant credit products.
• Prepare data, metrics and KPIs for relevant products and processes.
• May support portfolio management through analysis of financial statements and industry information.
• Contribute to running complex credit related models and highlight anomalies.
• Assist in preparing quantitative and qualitative credit analysis.

Skills

Analytical skills

Communication skills

Independent work

Organization

Typing skills

Bank systems knowledge

Team player

Results oriented

Education

Bachelor’s degree in business/finance/economics/accounting

Bachelor’s degree in accounting

CPA Certification (Manila)

Job description

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Credit Office Analyst in Risk Management and Compliance, you help JPMorgan Chase grow its business responsibly by evaluating credit applications and making informed credit decisions. You play a key role in facilitating Small Business loan portfolio growth and maintaining asset quality. You will use your expert judgment to solve challenges that impact our company, customers, and communities. In this role, you will work

Job responsibilities:

• Analyze and provide credit decisions on Retail and Wholesale client credit relationships with exposure up to $500,000, including existing and new transactions. May involve general knowledge of the client, its industry and credit needs.
• Provides input to the structure and terms of the relevant credit products extended to clients.
• Prepares data, metrics and KPIs for relevant products and processes, escalating concerns as required.
• May support portfolio management functions through analysis of business financial statements, industry information and information derived from client correspondence.
• Contributes to running complex credit related models highlighting anomalies or areas of concern to management.
• Assists in preparing quantitative and qualitative credit analysis.

Required qualifications, capabilities, and skills:

• Bachelor’s degree in business, finance, economics, or accounting
• At least three years of prior credit review and analysis experience
• Knowledge in spreading business and personal financial statements
• Excellent verbal and written communication skills
• Strong analytical and judgment skills
• Proficiency in organizing, priority-setting, and issues management
• Ability to work independently in a fast-paced environment
• Knowledge of bank systems and loan/credit operations
• Strong self-motivation and results-oriented team player
• Strong typing skills

Preferred qualifications, capabilities, and skills:

• Bachelor’s degree in accounting
• Manila CPA Certification
• Prior business credit experience