Credit Investigator – Fast-TAT, Fraud Detection & Verification

Jocson College Inc.; Pasig; On-site; PHP 279,000 - 446,400; Full time

Job summary

Jocson College Inc. in Pasig City is hiring a Credit Investigator to assess borrower information, conduct investigations, and identify fraud indicators. The role requires 1+ year in the field or fresh grads with banking/financial services interest, plus motorcycle ownership and a valid license.

The candidate will analyze credit guidelines, prepare investigation reports, and ensure accuracy while meeting tight turnarounds. Strong analytical and independent work skills are essential.

Qualifications

• At least 1 year of working experience in the related field.
• Bachelor's/College degree in Business Studies/Administration/Management required.
• Fresh Grad / Entry Level in Banking/Financial Services or equivalent.
• Skills: Excellent communication and interpersonal skills, motorcycle driving, attention to detail.

Responsibilities

• Gain understanding of credit guidelines.
• Conduct credit investigations verifying borrower info, employment history, financial status, and credit history.
• Identify red flags, inconsistencies, and fraud indicators.
• Maintain zero tolerance for fake borrowers and fraudulent documents.
• Conduct site visits and interviews to validate information.
• Prepare credit investigation reports with clear recommendations on loan applications.
• Maintain high accuracy in investigations and sound lending decisions.
• Meet a 1-day TAT from receipt of application from Sales.
• Manage high volume: minimum 40 accounts per month or 100% of endorsed accounts, whichever is lower.

Skills

Excellent communication

Interpersonal skills

Motorcycle driving

Attention to detail

Analytical thinking

Investigative skills

Fraud detection

Independent work

Time management

Education

Bachelor's degree in Business Studies/Administration/Management

Job description

Jocson College Inc. in Pasig City is hiring a Credit Investigator to assess borrower information, conduct investigations, and identify fraud indicators. The role requires 1+ year in the field or fresh grads with banking/financial services interest, plus motorcycle ownership and a valid license.

The candidate will analyze credit guidelines, prepare investigation reports, and ensure accuracy while meeting tight turnarounds. Strong analytical and independent work skills are essential.