Credit Investigator/ Appraiser

Country Funders Finance Corporation; San Fernando; On-site; PHP 300,000 - 420,000; Full time

Job summary

Country Funders Finance Corporation is seeking a skilled reviewer of credit and collateral to support loan decisions. The role involves conducting regular reviews of appraisal processes, performing appraisals of new accounts, and preparing reports to recommend loan approvals.

You will also evaluate collateral before endorsements to CI, ensuring risk is properly managed. The candidate will participate in reports and recommendations to Management, contributing to robust credit decisions and

Qualifications

• Experience in credit appraisal and loan processing.
• Ability to prepare appraisal reports for various asset classes (chattel, truck, land, property).
• Strong evaluation of collateral and risk before endorsement.

Responsibilities

• Conducts regular reviews of appraisal and credit investigation processes and recommends enhancements for management approval.
• Regularly perform/appraisal of new accounts.
• Prepare appraisal reports and recommend loan applications for approval.
• Review collateral requests from FMRs and preliminarily evaluate acceptability before endorsing to CI.

Skills

Credit appraisal

Collateral evaluation

Loan processing

Job description

DUTIES AND RESPONSIBILITIES

• - Conducts and initiates regular reviews of the Company's appraisal and credit investigation processes and recommends enhancements to the processes as may be necessary for Management's approval.


• - Regularly perform/conduct appraisals of new accounts.


• - Prepare appraisal reports (chattel, truck, land, property, etc.) and recommend loan applications for approval.


• - Reviews requests for appraisal from FMRs, and conducts preliminary evaluation on the acceptability of collaterals offered by clients before endorsing to CI.