Credit & Collections Manager: Cash Flow Champion

Our Clients; Cebu City; Vor Ort; PHP 600.000 - 900.000; Vollzeit

Zusammenfassung

Our Clients in Cebu City is seeking a seasoned Credit and Collections Manager to lead the credit, collection, and AR functions, safeguarding cash flow and profitability. You will shape policy, manage delinquencies, and drive recovery initiatives while maintaining strong customer relationships.

The role requires 3–7 years in credit and collections with at least 2 years in people management; experience in asset-backed financing is highly valued.

Qualifikationen

• Bachelor's degree in Finance, Accounting, Business Administration, or a related field.
• 3 to 7 years of experience in Credit and Collections, including minimum 2 years of managerial or people management.
• Background in automotive, motorcycle, banking & finance, or similar asset-backed financing industries is highly preferred.
• Strong background in accounts receivable, credit risk, and financing operations.
• Experience in handling delinquent accounts, implementing collection strategies, and managing repossessions.
• Strong leadership and team management capabilities.

Aufgaben

• Develop, implement, and continuously improve credit and collection policies, systems, and procedures.
• Oversee accounts receivable and ensure timely collections, minimizing payment delays.
• Drive collection efficiency by enforcing structured follow-ups, penalties, and recovery strategies.
• Manage delinquent accounts, including escalation, restructuring, and repossession where necessary.
• Lead, mentor, and manage a team of collection agents and credit advisors, ensuring performance targets are met.
• Monitor and analyze collection performance, default rates, and aging reports; provide actionable insights to management.
• Partner closely with Sales, Operations, and Legal teams to resolve complex accounts and support financing-related transactions.
• Conduct regular audits to ensure accuracy, completeness, and integrity of account records.
• Ensure compliance with internal policies, regulatory requirements, and credit risk standards.
• Drive strategic initiatives to improve credit risk management and overall portfolio health.

Kenntnisse

Credit Risk Assessment

Portfolio Management

Collection Strategy

Recovery & Repossession

Financial Analysis & Reporting

Accounts Receivable Management

Leadership & Team Development

Negotiation

Customer Handling

Ausbildung

Bachelor's degree in Finance, Accounting, or related field

Jobbeschreibung

Our Clients in Cebu City is seeking a seasoned Credit and Collections Manager to lead the credit, collection, and AR functions, safeguarding cash flow and profitability. You will shape policy, manage delinquencies, and drive recovery initiatives while maintaining strong customer relationships.

The role requires 3–7 years in credit and collections with at least 2 years in people management; experience in asset-backed financing is highly valued.