Credit & Collections Leader — Cash Flow Champion

HRTx Inc; Cebu City; On-site; PHP 1,200,000 - 2,000,000; Full time

Job summary

HRTx Inc. is seeking a Credit and Collections Manager to lead credit risk and accounts receivable functions from Cebu. The role requires developing credit policy, approving limits, and driving timely collections while strengthening customer relationships.

You will manage a team onsite, report on AR aging, and implement process improvements to reduce delinquencies. The ideal candidate has 5–8 years in Credit/Collections with 2–3 years in leadership, and strong ERP and Excel proficiency.

Qualifications

• Bachelor’s degree in Accounting, Finance, Business Administration, Economics, or related field (required).
• 5–8 years in Credit/Collections, AR or related roles, with 2–3 years in management.
• Experience with ERP systems and financial reporting is essential.

Responsibilities

• Lead credit risk management, policy development, and approval guidelines.
• Oversee AR and collections to ensure timely receivables recovery.
• Develop collection strategies to reduce overdue accounts and improve cash flow.
• Manage full collections cycle and coordinate with agencies as needed.
• Drive cash flow optimization and monitor DSO trends.
• Maintain strong client relationships while enforcing payment terms.
• Coach and develop the credit and collections team.

Skills

Credit risk management

AR management

Collections

Leadership

Financial analysis

ERP familiarity

Excel

Communication

Education

Bachelor's degree in Accounting, Finance, Business Administration, Economics, or related field

Tools

SAP

Oracle

Microsoft Dynamics

NetSuite

Excel

Job description

HRTx Inc. is seeking a Credit and Collections Manager to lead credit risk and accounts receivable functions from Cebu. The role requires developing credit policy, approving limits, and driving timely collections while strengthening customer relationships.

You will manage a team onsite, report on AR aging, and implement process improvements to reduce delinquencies. The ideal candidate has 5–8 years in Credit/Collections with 2–3 years in leadership, and strong ERP and Excel proficiency.