Credit Assistant

BDO Unibank; Makati; On-site; PHP 223,000 - 335,000; Full time

Job summary

BDO Unibank, Inc. in Makati is seeking a Credit Assistant to handle the initial review and processing of salary loan applications, ensuring completeness and compliance with policies.

You will support the Credit Officer, assist in MIS reporting, and coordinate with payroll units, handling loan filing, encoding data, and scheduling releases as part of a diligent team.

Qualifications

• Must have completed college education (business background preferred).
• Preferably with 6 months relevant work experience in unsecured loan operations.
• Fresh graduates are welcome but must have good scholastic records.
• Computer literate and proficient with standard office tools.
• Hardworking, diligent, attentive to details, organized, and capable of working under pressure.
• Willing to work in Makati.

Responsibilities

• Ensures that loan requirements are complete and reviewed prior loan approval.
• Responsible for ensuring loan requirements are complete prior to loan release/booking.
• Tasks include scheduling of loan releases, filing and warehousing applications and documents, organizing loan folders, encoding data into loan systems, and related duties.
• Provides regular MIS, reports and forms according to standard process.
• Assists the Credit Officer in processing, checking, evaluating, and maintaining loans.
• Acts as backup to Billing Assistants and ensures timely consolidation and submission of billings to Payroll units and monitoring of deductions.

Skills

Attention to detail

Interpersonal skills

Organized

Hardworking

Diligent

Under pressure

Willing to work in Makati

Education

College graduate

Job description

Job Description:

About BDO

BDO Unibank, Inc. is the Philippines’ leading full‑service bank, offering a wide range of financial and digital banking services. Guided by our brand promise“We Find Ways,”we are committed to delivering easy, reliable, and customer‑focused services. Build your career with a trusted industry leader.

Job Mandate

Point person for receiving all applications from Sales Support Assistants in accordance with established cut-off time. The Credit Assistant is responsible for the initial review and processing of loan applications in accordance with the established policies and procedures for salary loans.

Duties and Responsibilities

• Ensures that loan requirements are complete and reviewed prior loan approval
• Responsible for ensuring loan requirements are complete prior to loan release/booking
• Responsible for tasks such as but not limited to scheduling of loan releases, filing and warehousing applications and documents, organizing loan folders, encoding of necessary data and results into the loans system/s, and the like
• Provides regular MIS, reports and forms according to standard process
• Assists the Credit Officer in activities required in the processing, checking, evaluating, and maintaining of loans
• Acts as the back-up of the Billing Assistants, and as such is responsible for the timely consolidation and submission of complete billings to the DedDed Regional Payroll Services Unit and other Institutional Payroll Units and responsible for the effective monitoring of takeout account billing deductions

Qualifications

• College graduate, preferably with business background
• Preferably with 6 months relevant work experience in unsecured loan operations
• Fresh graduates are welcome but must have good scholastic records
• Computer literate
• Hardworking, diligent, attentive to details, can work well under pressure, organized, with good interpersonal skills
• Willing to work in Makati

Requirements: